Credit union · NCUA insured
Central Keystone FCU CD Rates
Top CarrotCentral Keystone FCU’s best CD rate is 3.49% APY on a 5-year share certificate (CD). Terms run from 6 months to 10 years. Rates checked October 16, 2026.
How Central Keystone FCU’s CD rates compare
Compared with banks and credit unions near Sunbury, PA, where Central Keystone FCU has the most branches. $10,000, best rate first.
This credit union’s best
Central Keystone FCU
3.49%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,870
Share Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
First Keystone Community Bank
4.25%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $644
Central Keystone FCU CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.24%
- 9–15 months9–15 mo3.16%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo3.49%
- QualifiedQualified3.49%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Keystone FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.49%APY · 8 terms
A penalty will be imposed for ealy withdrawal of term share accounts
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.24% | $161 |
| 12 months | 3.16% | $316 |
| 24 months | 3.29% | $668 |
| 36 months | 3.36% | $1,043 |
| 48 months | 3.44% | $1,448 |
| 60 months | 3.49% | $1,870 |
| 84 months | 3.49% | $2,712 |
| 120 months | 3.49% | $4,090 |
Sources (1)
- ckfcu.org/rates.php · captured Oct 6, 2026
Who can join Central Keystone FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer groups listed by the credit union are eligible for membership.
- Members of qualifying affiliated organizations, churches, clubs, and associations are eligible for membership.
Military, government and schools
- Employees of government and public service entities listed by the credit union are eligible for membership.
Family and household
- Immediate family members of individuals employed by eligible companies are eligible for membership.
Other ways
- Membership remains valid under the "Once a Member, Always a Member" status.
Membership information collected October 5, 2026.