Credit union · NCUA insured
Sheridan Community Federal Credit Union
A $100.2M credit union headquartered in Sheridan, WY, with 5,992 members and 1 branch in Wyoming. Best rates: CDs 4.00% and savings 0.25% APY.
Sheridan Community Federal Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#2 of 11 in Sheridan, WY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sheridan Community Federal Credit Union
Chartered in 1941 as Sheridan Employees Federal Credit Union to serve U.S. government employees in Sheridan, Wyoming, the institution is a member-owned credit union.
The credit union merged with SherDek Federal Credit Union in 1988 and adopted its current name and a community charter in 1998 to serve Sheridan County, Wyoming.
- Headquarters
- 141 S Gould St, Sheridan, WY 82801
- NCUA charter
- 4374
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Sheridan County, Wyoming, as well as businesses and other legal entities located within Sheridan County, Wyoming.
Employers and groups
- Employees of Sheridan Community Federal CU are eligible for membership.
- Organizations or individuals part of an organization in the field of membership are eligible to join.
Family and household
- Immediate family members of someone in the credit union's field of membership are eligible to join.
- Spouses of individuals who died while within the field of membership of the credit union are eligible to join.
Other ways
- Membership is open to individuals who were members of record of Sheridan Community Federal CU as of May 14, 1998.
Branches
1 branch in Wyoming
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Wyoming
1 branch
- Main BuildingMain office141 S Gould St, Sheridan, WY 82801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.77% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.42% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.63% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio10.77%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.42%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.63%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sheridan Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.