Credit union · NCUA insured
Central Keystone FCU
Top CarrotA $63.8M credit union headquartered in Sunbury, PA, with 3,188 members and 1 branch in Pennsylvania. Best rates: CDs 3.49% and savings 3.05% APY.
Central Keystone FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#1 of 16 in Sunbury, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Central Keystone FCU
Chartered in 1954, Central Keystone Federal Credit Union is headquartered in Sunbury, Pennsylvania.
Originally founded as Sun Postal Employees Federal Credit Union by three postal employees, its initial goal was to start a credit union serving postal workers.
- Headquarters
- 1000 Market St, Sunbury, PA 17801-2403
- NCUA charter
- 9213
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer groups listed by the credit union are eligible for membership.
- Members of qualifying affiliated organizations, churches, clubs, and associations are eligible for membership.
Military, government and schools
- Employees of government and public service entities listed by the credit union are eligible for membership.
Family and household
- Immediate family members of individuals employed by eligible companies are eligible for membership.
Other ways
- Membership remains valid under the "Once a Member, Always a Member" status.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Main OfficeMain office1000 Market St, Sunbury, PA 17801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.72% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.21% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio18.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.72%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.21%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Central Keystone FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.