Credit union · NCUA insured
Sheridan Community Federal Credit Union CD Rates
Sheridan Community Federal Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Sheridan Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Sheridan, WY, where Sheridan Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sheridan Community Federal Credit Union
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $198
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
The Banks of Buffalo Gillette Sheridan
4.19%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $856
Sheridan Community Federal Credit Union CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sheridan Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 6 terms
Open with a $500 minimum deposit and choose terms from three months to five years with a guaranteed rate of return.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 4.00% | $198 |
| 12 months | 3.75% | $375 |
| 24 months | 3.75% | $764 |
| 36 months | 3.25% | $1,007 |
| 60 months | 3.25% | $1,734 |
Sources (2)
- sheridancreditunion.com/resour…ests/rates/account-rates
- sheridancreditunion.com/accoun…savings/savings-accounts
All captured Sep 16, 2026
Who can join Sheridan Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Sheridan County, Wyoming, as well as businesses and other legal entities located within Sheridan County, Wyoming.
Employers and groups
- Employees of Sheridan Community Federal CU are eligible for membership.
- Organizations or individuals part of an organization in the field of membership are eligible to join.
Family and household
- Immediate family members of someone in the credit union's field of membership are eligible to join.
- Spouses of individuals who died while within the field of membership of the credit union are eligible to join.
Other ways
- Membership is open to individuals who were members of record of Sheridan Community Federal CU as of May 14, 1998.
Membership information collected October 4, 2026.