Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 586–600 results
- Countryside BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Substantial penalty for early withdrawal.
Offer: Compounds Quarterly.
3.94% interest rate
Rate checked
More details - Monroe Savings Bank (Williamstown, NJ)Certificates of Deposit (CDs)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: The account will automatically renew at maturity. 10 calendar days grace period from maturity date to withdraw funds without penalty. Early withdrawal penalty applies and may reduce earnings.
Offer: Early withdrawal penalty: 6 Months Interest. Fixed rate account.
3.92% interest rate · Effective Oct 15, 2026
Rate checked
More details - LSB Community BankCertificates of DepositCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000intro rateRequirements
Product: Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.
Offer: New Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500.
Promotional rate · 3.93% interest rate · Effective Oct 10, 2026
Rate checked
More details - Republic BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online). A penalty will be imposed for early withdrawal. Partial withdrawals allowed for 6, 11, 15, 18, 24, 36, 48 and 60 Month CD ($1,000 minimum withdrawal with minimum remaining balance greater than $1,000). Partial withdrawals are not allowed for 12 Month CD. Automatically renewable certificates allow 10 days after maturity to redeem.
3.92% interest rate · Balance cap $2,000,000 · Effective Oct 15, 2026
Rate checked
More details - Welcome Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000intro rateRequirements
Product: Fixed interest rate. Available for a limited time. Dividends compounded and credited quarterly. Penalty may be imposed for early withdrawal. Certificates are not subject to auto-renewal, except the 6-month and 12-month certificate, which will auto-renew. No monthly service charges.
Offer: Not subject to auto-renewal. Compounded and credited quarterly. Early withdrawal penalty may apply.
Promotional rate · 4.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - Northern Skies Federal Credit UnionShare CertificatesCD · 24 months · 4.00%–4.10% by balance
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Dividends compounded quarterly. Penalty for early withdrawal: terms 90 days or less is 30 days dividends, less than 1 year and more than 90 days is 90 days dividends, terms between 11-24 months is 180 days dividends, and greater than 24 months is 365 days dividends.
Offer: Balance Under $100,000
3.94% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $100,000Your amount 4.00% $100,000 and up 4.10% Rate checked
More details - Global Credit UnionCertificate AccountCD · 24–35 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYwith conditionsRequirements
Product: Open a certificate with as little as $500. Early withdrawal penalties apply.
Offer: Early withdrawal penalty applies.
Qualified rate · 3.93% interest rate
Rate checked
More details - Tennessee Valley Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Early withdrawals may incur penalties. No setup or maintenance fees.
Offer: A penalty applies for early withdrawal.
3.94% interest rate
Rate checked
More details - International Bank of ChicagoCertificate of DepositCD · 24 months · $1,000 min · 1.75%–4.00% by balance
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Offer: Credit frequency: Quarterly. Early withdrawal penalty may apply.
1.74% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and up 1.75% $5,000 – $500,000Your amountPromotional rate. Applies to customers opening new accounts at Branches in Illinois. Eligible for IRAs. Not available to brokers or financial institutions. $5,000 minimum to open and to obtain promotional rate. Funds must be new to International Bank of Chicago based on customer's total balances as of 09/18/2026. 4.00% Rate checked
More details - Extraco BanksCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Open to new and existing customers. A penalty for early withdrawal may/will be imposed. Fees may reduce earnings. $1,000 minimum balance required to earn the APY.
Offer: 24-month term. Early withdrawal penalties will/may be imposed.
Effective Oct 6, 2026
Rate checked
More details - Amplify Credit UnionPersonal Certificate of Deposit (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Minimum deposit and balance of $500 required to obtain advertised APY. Funds may be added to CDs with terms of 12 months or less; terms above 12 months lock in the deposit amount. Deposit products are fee-free.
Offer: Minimum balance of $500 required to obtain advertised APY. Amount is locked once transferred.
3.94% interest rate · Effective Oct 6, 2026
Rate checked
More details - Community Resource Credit UnionBump CertificatesCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000intro rateRequirements
Product: CRCU membership required. One rate bump up allowed during the term of the certificate at prevailing CRCU rate on that product with no fee. You may add money anytime up to $10,000.00. Rates available for new money and money currently on deposit. Does not apply to existing certificates or IRA/HSA CDs. Penalty for early withdrawal. After promotional period ends, 12-month CD renews at 12 months and 24-month CD renews at 24 months as standard Certificate.
Offer: One rate bump up allowed during the term to the prevailing CRCU rate. After the promotional period ends, renews into standard 24-month Certificate.
Promotional rate · 3.92% interest rate · Effective Sep 30, 2026
Rate checked
More details - Quaint Oak BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.
Offer: Early withdrawal penalty applies.
3.87% interest rate · Effective Oct 6, 2026
Rate checked
More details - SRI Federal Credit UnionRegular CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Dividends paid monthly. Early withdrawal penalties apply.
Effective Oct 1, 2026
Rate checked
More details - OceanAir Federal Credit UnionTerm Share CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$816 over 24 months on $10,000Requirements
Product: Must meet membership and account criteria. Early withdrawal penalties apply.
3.93% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank