Bank · FDIC insured
Extraco Banks CD Rates
Extraco Banks’s best CD rate is 4.00% APY on a 1-year CD. Terms run from 1 month to 30 months. Rates checked October 16, 2026.
How Extraco Banks’s CD rates compare
Compared with banks and credit unions near Killeen, TX, where Extraco Banks has the most branches. $10,000, best rate first.
This bank’s best
Extraco Banks
4.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $400
Certificate of Deposit
Top rate
Belton Federal Credit Union
4.58%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $458
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Extraco Banks CD score
82
CD score
Higher than 59% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Extraco Banks ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 7 terms
Open to new and existing customers. A penalty for early withdrawal may/will be imposed. Fees may reduce earnings. $1,000 minimum balance required to earn the APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30 Day term. Early withdrawal penalties will/may be imposed | 2.00% | $17 |
| 3 months90 Day term. Early withdrawal penalties will/may be imposed | 2.00% | $50 |
| 6 months180 Day term. Early withdrawal penalties will/may be imposed | 2.00% | $100 |
| 12 months12-month term. Early withdrawal penalties will/may be imposed | 4.00% | $400 |
| 18 months18-month term. Early withdrawal penalties will/may be imposed | 4.00% | $606 |
| 24 months24-month term. Early withdrawal penalties will/may be imposed | 4.00% | $816 |
| 30 months30-month term. Early withdrawal penalties will/may be imposed | 4.00% | $1,030 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.