Bank · FDIC insured
LSB Community Bank CD Rates
LSB Community Bank’s best CD rate is 4.00% APY on a 1-year CD. Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How LSB Community Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where LSB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
LSB Community Bank
4.00%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $400
Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
LSB Community Bank CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LSB Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates of Deposit
Up to 4.00%APY · 13 terms
Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $92 |
| 3 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $1 |
| 4 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $123 |
| 4 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $2 |
| 5 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $155 |
| 5 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $2 |
| 6 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $186 |
| 6 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $2 |
| 7 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $217 |
| 7 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $3 |
| 8 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $248 |
| 8 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $3 |
| 9 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $280 |
| 9 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $4 |
| 10 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $312 |
| 10 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $4 |
| 12 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $400 |
| 12 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $5 |
| 15 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $502 |
| 15 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $6 |
| 18 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $606 |
| 18 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $8 |
| 24 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $816 |
| 24 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $10 |
| 36 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $1,249 |
| 36 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $15 |
Sources (2)
All captured Oct 15, 2026
IRA Certificates of Deposit
Up to 4.00%APY · 7 terms
Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $186 |
| 6 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $2 |
| 9 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 3.75% | $280 |
| 9 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $4 |
| 12 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $400 |
| 12 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $5 |
| 18 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $606 |
| 18 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $8 |
| 24 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $816 |
| 24 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $10 |
| 36 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $1,249 |
| 36 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $15 |
| 60 monthsNew Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500 | 4.00% | $2,167 |
| 60 monthsRenewal Accounts. Minimum to earn APY is $500 | 0.05% | $25 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.