Bank · FDIC insured
LSB Community Bank
A $418.1M bank headquartered in Newark, NJ, with 4 branches in New Jersey. Best rates: CDs 4.00% and savings 0.01% APY.
LSB Community Bank Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#127 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About LSB Community Bank
LSB Community Bank, formerly known as Lusitania Savings Bank, is headquartered in Newark, New Jersey.
Founded in 1980, the bank is locally owned and community focused.
It serves New Jersey communities through four branch locations in Newark, Harrison, and Hillside.
- Headquarters
- 107 Pulaski St, Newark, NJ 07105
- FDIC certificate
- 34058 ↗
Branches
4 branches in New Jersey
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New Jersey
4 branches
- Lusitania Savings BankMain office107 Pulaski St, Newark, NJ 07105Directions
- Harrison Branch302 Frank E Rodgers Blvd N, Harrison, NJ 07029Directions
- Liberty Avenue Branch1135 Liberty Ave, Hillside, NJ 07205Directions
- Newark Branch210 Ferry St, Newark, NJ 07105Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.97% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.19% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.48% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio14.97%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.48%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of LSB Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.