Best 1-year CD rates

Requirements

Product: Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.

Offer: Relationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under the same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Monthly fee waived with eStatements.

Requirements

Product: A Share Savings Account is required to be a member of TDFCU. Compounded daily and credited monthly. Penalty imposed for early withdrawal before maturity.

Offer: Compounded daily, credited monthly. Early withdrawal penalty applies.

Requirements

Product: Automatically renews at current bank rate at maturity. Substantial penalty for early withdrawal.

Offer: APY assumes interest remains on deposit until maturity.

Requirements

Product: Early withdrawal penalties apply. APY assumes principal and dividends remain on deposit for the length of the term. Fees may reduce earnings.

Requirements

Product: Dividends are accrued and paid monthly. Dividends are declared by the Board of Directors each dividend period. Accounts closed prior to dividend posting forfeit all accrued dividends. Early withdrawal penalty applies (180 days interest).

Requirements

Product: A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts or an IRA Certificate. Early withdrawal penalties may apply. Dividends begin accruing when account opening documentation has been completed (signed and received by AACU) and account has been funded.

Offer: Early withdrawal penalties may apply.

Requirements

Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.

Requirements

Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.

Offer: Income certificate. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period. Dividends paid monthly into savings account.

Requirements

Product: Minimum of $500.00 to open. Dividends/interest paid semi-annually (every six months) and directly deposited into regular shares unless otherwise requested. Penalty applies for early withdrawal (30 days interest). Automatically renewed for original term at the most current rate unless member notifies Credit Union of a term change.

Offer: Dividends paid semi-annually to regular shares; early withdrawal penalty applies.

Requirements

Product: Early withdrawals subject to penalty. No setup or maintenance fees. $500 minimum deposit to open. Compounded quarterly. Consumer accounts only.

Offer: Pick Your Term CD Special. Special interest rate and APY offered only on a limited time basis. Compounded quarterly. Substantial penalty for early withdrawal. For consumer accounts only.

Requirements

Product: Minimum opening deposit is $1,000. Membership with TDECU required. Insured up to $250,000 by NCUA. Penalty for early withdrawal.

Offer: Base Rate for opening deposit $1,000.00 – $49,999.99. Bonus rates available for opening deposits $50,000+ (Base Rate + 0.15%) and $100,000+ (Base Rate + 0.25%).

Requirements

Product: Minimum deposits of $1,000. Interest is paid monthly, quarterly, or at maturity, depending on the term of the Certificate.

Requirements

Product: Interest compounds on a monthly basis.

Requirements

Product: Credit Union membership is required. Minimum deposit of $1,000 to open. Minimum $1,000 balance needed to earn APY. Early withdrawal penalties apply. ALLIANCE Stars & Preferred Partners receive a 0.30% APR bump on standard rates.