Credit union · NCUA insured
Concho Valley Credit Union CD Rates
Concho Valley Credit Union’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 16, 2026.
How Concho Valley Credit Union’s CD rates compare
Compared with banks and credit unions near San Angelo, TX, where Concho Valley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Concho Valley Credit Union
3.75%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $186
Term Share Certificates
Top rate
Texas Trust Credit Union
4.40%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $553
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 3.75%APY · 3 terms
Minimum deposit of $1,000. Interest is paid monthly, quarterly, or at maturity, depending on the term of the Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.45% | $85 |
| 6 months | 3.75% | $186 |
| 12 months | 3.00% | $300 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificates of Deposit
3.00%APY · 1 term
IRA savings are meant to stay in authorized retirement accounts until age 59 1/2 to avoid governmental penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
Sources (2)
All captured Sep 17, 2026
Who can join Concho Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Tom Green County are eligible for membership.
Military, government and schools
- Postal, Federal, State, County, or City Employees in Coke, Concho, Crockett, Irion, Kimble, Menard, Reagan, Schleicher, Sterling, Sutton, or Runnels counties are eligible.
- Retired persons from the eligible employment fields are eligible for membership.
- Former employees of Texas Employment Commission in Region 5 and 11, employees of the Texas Workforce Commission (TWC) in Region 5 and 11, and contractors and their employees who work under contract for TWC in Regions 5 and 11 are eligible.
Family and household
- Family members of eligible members, whether residing with the member or not, are eligible for membership.
- Unremarried spouses of persons who died while eligible for membership are eligible for membership.
1 more way to join
Other ways
- Members of record of San Angelo TWC Credit Union as of the effective date of its merger with Concho Valley Credit Union are eligible.
Membership information collected October 5, 2026.