Credit union · NCUA insured
Concho Valley Credit Union
A $25.6M credit union headquartered in San Angelo, TX, with 1,425 members and 1 branch in Texas. Best rates: CDs 3.75% and savings 0.50% APY.
Concho Valley Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#2 of 8 in San Angelo, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Concho Valley Credit Union
Concho Valley Credit Union is a member-owned credit union headquartered in San Angelo, Texas, founded in 1930.
Originally organized as Postal Credit Union for postal workers, it was renamed Concho Valley Government Employees Credit Union in 1980 before adopting its current name in 2005.
- Headquarters
- 1002 S Abe St, San Angelo, TX 76903-7240
- NCUA charter
- 67473
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or worship in Tom Green County are eligible for membership.
Military, government and schools
- Postal, Federal, State, County, or City Employees in Coke, Concho, Crockett, Irion, Kimble, Menard, Reagan, Schleicher, Sterling, Sutton, or Runnels counties are eligible.
- Retired persons from the eligible employment fields are eligible for membership.
- Former employees of Texas Employment Commission in Region 5 and 11, employees of the Texas Workforce Commission (TWC) in Region 5 and 11, and contractors and their employees who work under contract for TWC in Regions 5 and 11 are eligible.
Family and household
- Family members of eligible members, whether residing with the member or not, are eligible for membership.
- Unremarried spouses of persons who died while eligible for membership are eligible for membership.
1 more way to join
Other ways
- Members of record of San Angelo TWC Credit Union as of the effective date of its merger with Concho Valley Credit Union are eligible.
Branches
1 branch in Texas
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Texas
1 branch
- Concho Valley Credit UnionMain office1002 S Abe St, San Angelo, TX 76903Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.14% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.80% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio11.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.14%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Concho Valley Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.