Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 541–555 results
- Muskegon Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Rates are subject to change at any time, by direction of Board of Directors.
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - Scenic Community Credit UnionShare CertificatesCD · 12 months · $2,500 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply (90 days' dividends for terms of 1 year or less; 180 days' dividends for terms longer than 1 year). Minimum deposit and balance is $2,500 for terms under 2 years and $500 for terms of 2 years or more.
Offer: 1 Year term ($2,500 minimum). Early withdrawal penalty of 90 days' dividends applies.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - West Gate BankCertificates of DepositCD · 12 months · $1,000 min · 4.06%–4.34% by balance
Bank · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Rates disclosed are for customers of West Gate Bank with CD balances below $250,000. Add 0.25% to interest rate for balances at or over $250,000.00. Fixed rate. Additional deposits are not permitted. CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 12 months interest.
Offer: Balances below $250,000. Available to open online.
4.00% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 4.06% $250,000 and up 4.34%* Rate checked
More details - Harrison Police & Firemen's Federal Credit Union12 Month CertifcateCD · 12 months
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,0004.00% interest rate · Effective Oct 4, 2026
Rate checked
More details - Area Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Effective Oct 4, 2026
Rate checked
More details - TLC Community Credit UnionRegular CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000with conditionsRequirements
Product: 365 day penalty for early withdrawal. $1,000 minimum deposit to open and earn the stated APY.
Qualified rate · 4.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Holley Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Minimum of $1,000 to open. Subject to early withdrawal penalty. All certificates compound quarterly.
Offer: Early withdrawal penalty applies. Compounds quarterly.
4.00% interest rate · Effective Sep 21, 2026
Rate checked
More details - Hoboken School Employees Federal Credit UnionShare CertificatesCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Minimum of $5,000.00. A penalty may be charged for early withdrawal.
Offer: A penalty may be charged for early withdrawal.
4.00% interest rate
Rate checked
More details - Priority Plus Federal Credit UnionShare Certificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Early withdrawals are subject to fees. Accounts are federally insured by NCUA up to $250,000.
4.00% interest rate · Effective Oct 15, 2025
Rate checked
More details - Infirmary FCUShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Minimum deposit of $500 to open. Dividends compounded and paid quarterly. Penalty for early withdrawal. Automatically rolls over at maturity with a 10-day grace period.
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - NorthRidge Community Credit UnionCertificate of Deposit (CD)CD · 12 months
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Membership requires living, working, worshipping, or attending school in St. Louis, Lake, or Itasca counties, MN (or being an eligible relative). Features a 10-day grace period after maturity to renew or cash out. Early withdrawal fee is 90 days dividends for terms less than 12 months, and 180 days dividends for terms greater than 12 months.
Offer: 10-day grace period after maturity.
4.00% interest rate
Rate checked
More details - LCE FCUShare CertificateCD · 12 months · $2,000 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: There is a 90-day penalty for any early withdrawal of a Certificate. Dividends are posted quarterly.
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - FirstEnergy Family Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Minimum opening deposit $1,000.00. Membership requirement: purchase and maintain 1 share ($5.00 par value). Early withdrawal penalties apply (terms less than 12 months = 90 days' dividends; terms 12 months or longer = 180 days' dividends). Fixed dividend rate for initial term.
Offer: Minimum opening deposit $1,000.00. Early withdrawal penalty: 180 days' dividends for terms 12 months or longer.
4.00% interest rate · Effective Jun 26, 2026
Rate checked
More details - MERHO Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Minimum deposit on all Share Certificates is $500.00. Share Certificates will automatically renew for the original term at the stated rate in effect at the time of renewal. Early withdrawal penalties: For terms less than one year, penalty equivalent to one month's accrued interest; for terms of one year or more, penalty equivalent to three months of accrued interest.
4.00% interest rate
Rate checked
More details - First Federal Credit Union.Certificate SpecialCD · 7–13 months · $10,000 min
Credit union · Add a location to see nearby branches
4.05%APYintro rateRequirements
Product: Lock in savings with Certificate of Deposit Special. Pick term 7 - 13 Month with $10,000 minimum balance.
Offer: $10,000 minimum balance. Pick term 7 - 13 Month. Note: Table text displays 405.00% APY due to formatting/misprint, corresponding to 4.05% APY.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank