Credit union · NCUA insured
TLC Community Credit Union CD Rates
TLC Community Credit Union’s best CD rate is 4.47% APY on a 5-year share certificate (CD), with extra requirements. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How TLC Community Credit Union’s CD rates compare
Compared with banks and credit unions near Adrian, MI, where TLC Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TLC Community Credit Union
4.47%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $2,444
Regular Certificates
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
3rd-highest rate
WesBanco
4.10%APY
- Term
- 14 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $480
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificates
Up to 4.47%APY · 7 terms
365 day penalty for early withdrawal. $1,000 minimum deposit to open and earn the stated APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.55% | $176 |
| 7 months | 3.80% | $220 |
| 12 months | 4.06% | $406 |
| 24 months | 4.16% | $849 |
| 24 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.32% | $883 |
| 36 months | 4.22% | $1,320 |
| 36 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.37% | $1,369 |
| 48 months | 4.27% | $1,821 |
| 48 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.42% | $1,889 |
| 60 months | 4.32% | $2,355 |
| 60 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.47% | $2,444 |
Sources (1)
- tlccu.org/your-life/rates · captured Sep 24, 2026
Special-purpose accounts
IRA Certificates
Up to 4.47%APY · 7 terms
365 day penalty for early withdrawal. $1,000 minimum deposit to open and earn the stated APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.55% | $176 |
| 7 months | 3.80% | $220 |
| 12 months | 4.06% | $406 |
| 24 months | 4.16% | $849 |
| 24 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.32% | $883 |
| 36 months | 4.22% | $1,320 |
| 36 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.37% | $1,369 |
| 48 months | 4.27% | $1,821 |
| 48 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.42% | $1,889 |
| 60 months | 4.32% | $2,355 |
| 60 monthsPlatinum Member Special. Requires TLC Platinum Membership (using 3 of 4 services: Checking, Debit Card, Online Banking, Direct Deposit) | 4.47% | $2,444 |
Sources (1)
- tlccu.org/your-life/rates · captured Sep 24, 2026
Who can join TLC Community Credit Union
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