Skip to content

Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

Location
Rank in

Top-rated in Texas

Showing 1–25 of 331 scored for CDs

  1. Gulf Capital Bank3–8 mo 4.49% · 9–15 mo 4.65% · 16–30 mo 4.80% · 31–60 mo 4.91%

    Bank · 1 branch

    99CD score#1 in Texas
  2. National Police FCU3–8 mo 4.24% · 9–15 mo 4.39% · 16–30 mo 4.55% · 31–60 mo 4.71%

    Credit union · 1 branch

    99CD score#2 in Texas
  3. Community Resource Credit Union3–8 mo 4.10% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 4.25%

    Credit union · 8 branches

    96CD score#3 in Texas
  4. Red River Credit Union3–8 mo 4.33% · 9–15 mo 4.33% · 16–30 mo 4.33% · 31–60 mo 3.82%

    Credit union · 14 branches

    96CD score#4 in Texas
  5. TruWest Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 4.25%

    Credit union · 3 branches

    96CD score#5 in Texas
  6. Texas Trust Credit Union3–8 mo 4.15% · 9–15 mo 4.40% · 16–30 mo 4.35% · 31–60 mo 3.75%

    Credit union · 21 branches

    95CD score#6 in Texas
  7. Members Trust Federal Credit Union3–8 mo 4.13% · 9–15 mo 4.23% · 16–30 mo 4.33% · 31–60 mo 4.39%

    Credit union · 2 branches

    95CD score#7 in Texas
  8. Neighborhood Credit Union3–8 mo 4.00% · 9–15 mo 4.40% · 16–30 mo 4.15% · 31–60 mo 4.25%

    Credit union · 17 branches

    95CD score#8 in Texas
  9. GECU3–8 mo 3.79% · 9–15 mo 4.44% · 16–30 mo 4.28% · 31–60 mo 3.71%

    Credit union · 22 branches

    94CD score#9 in Texas
  10. First Eagle Federal Credit Union3–8 mo 4.02% · 9–15 mo 5.00% · 16–30 mo 3.81% · 31–60 mo 3.81%

    Credit union · 1 branch

    94CD score#10 in Texas
  11. Barksdale Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Credit union · 2 branches

    94CD score#11 in Texas
  12. Cornerstone Capital Bank3–8 mo 4.00% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 16 branches

    93CD score#12 in Texas
  13. Altra Federal Credit Union3–8 mo 2.05% · 9–15 mo 4.40% · 16–30 mo 4.75% · 31–60 mo 3.50%

    Credit union · 4 branches

    93CD score#13 in Texas
  14. EECU3–8 mo 4.04% · 9–15 mo 4.20% · 16–30 mo 4.20% · 31–60 mo 4.25%

    Credit union · 22 branches

    93CD score#14 in Texas
  15. Fort Worth City CU3–8 mo 3.87% · 9–15 mo 4.02% · 16–30 mo 4.17% · 31–60 mo 4.40%

    Credit union · 2 branches

    92CD score#15 in Texas
  16. Ciera Bank3–8 mo 4.05% · 9–15 mo 4.10% · 16–30 mo 4.20% · 31–60 mo 4.20%

    Bank · 8 branches

    92CD score#16 in Texas
  17. First Community Credit Union3–8 mo 4.00% · 9–15 mo 3.90% · 16–30 mo 4.15% · 31–60 mo 4.50%

    Credit union · 15 branches

    92CD score#16 in Texas
  18. Eastex Credit Union3–8 mo 4.18% · 9–15 mo 4.24% · 16–30 mo 3.82% · 31–60 mo 3.75%

    Credit union · 5 branches

    91CD score#18 in Texas
  19. SUMA Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.10% · 31–60 mo 4.25%

    Credit union · 1 branch

    91CD score#19 in Texas
  20. Raiz3–8 mo — · 9–15 mo 4.44% · 16–30 mo 4.33% · 31–60 mo 3.51%

    Credit union · 11 branches

    91CD score#20 in Texas
  21. Rave Financial3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Credit union · 14 branches

    91CD score#21 in Texas
  22. Eastman Credit Union3–8 mo 4.20% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Credit union · 4 branches

    90CD score#22 in Texas
  23. Neches Federal Credit Union3–8 mo 4.09% · 9–15 mo 4.25% · 16–30 mo 3.65% · 31–60 mo 3.60%

    Credit union · 11 branches

    90CD score#23 in Texas
  24. TEXAR Federal Credit Union3–8 mo 3.90% · 9–15 mo 4.15% · 16–30 mo 4.40% · 31–60 mo 2.90%

    Credit union · 4 branches

    90CD score#24 in Texas
  25. East Texas Professional Credit Union3–8 mo 3.75% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 3.90%

    Credit union · 18 branches

    89CD score#25 in Texas

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 526 of the 857 institutions with a branch in Texas have too few rates published or captured to score. Rankings are a preview, not awards.