Credit union · NCUA insured
GECU
A $4.7B credit union, the 101st largest of 4,329, headquartered in El Paso, TX, with 444,307 members and 24 branches in 2 states. Best rates: CDs 4.54% and savings 0.15% APY.
GECU Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#5 of 17 in El Paso, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About GECU
- Headquarters
- 1225 Airway Blvd, El Paso, TX 79925
- NCUA charter
- 24941
Branches
24 branches in 2 states
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Texas
22 branches
- OPS CampusMain office1225 Airway Blvd, El Paso, TX 79925Directions
- Cohen4521 Cohen Ave, El Paso, TX 79924Directions
- Doniphan7955 N Mesa St Ste B, El Paso, TX 79932Directions
- Dyer9435 Dyer St, El Paso, TX 79924Directions
- GECU Community Development6801 Viscount Blvd Ste A, El Paso, TX 79925Directions
- GECU Mortgage at CareFree Town Center1265 Joe Battle Blvd Ste B106, El Paso, TX 79936Directions
- Helen of Troy7410 Helen of Troy, El Paso, TX 79912Directions
- Lee Trevino1545 N Lee Trevino Dr, El Paso, TX 79936Directions
- Mesa Hills5710 N Mesa St, El Paso, TX 79912Directions
- Montwood12400 Montwood Dr, El Paso, TX 79928Directions
- Oregon2208 N Oregon St, El Paso, TX 79902Directions
- Piedras716 N Piedras St, El Paso, TX 79903Directions
- Rich Beem12801 Edgemere Blvd Bldg A, El Paso, TX 79938Directions
- Rojas11987 Rojas Dr, El Paso, TX 79936Directions
- Rojas and Eastlake12598 Rojas Dr, El Paso, TX 79928Directions
- Sean Haggerty11400 Sean Haggerty Dr Bldg D, El Paso, TX 79934Directions
- Vds Ii10425 Vista Del Sol Dr, El Paso, TX 79925Directions
- Viscount7227 Viscount Blvd, El Paso, TX 79925Directions
- Yarbrough429 N Yarbrough Dr, El Paso, TX 79915Directions
- Ysleta8936 Alameda Ave, El Paso, TX 79907Directions
- Eastlake13750 Eastlake Blvd, Horizon City, TX 79928Directions
- Socorro II10860 N Loop Dr, Socorro, TX 79927Directions
New Mexico
2 branches
- GECU Mortgage141 N Roadrunner Pkwy, Ste 141, Las Cruces, NM 88011Directions
- Las Cruces - Rinconada3275 Rinconada Blvd, Las Cruces, NM 88011Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.61% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.00% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.41% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalNet worth ratio13.61%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.00%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.41%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of GECU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.