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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Minnesota

Showing 1–25 of 170 scored for CDs

  1. Woodlands National Bank3–8 mo 4.09% · 9–15 mo 4.26% · 16–30 mo 4.64% · 31–60 mo 4.87%

    Bank · 7 branches

    99CD score#1 in Minnesota
  2. Forward Bank3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Bank · 1 branch

    98CD score#2 in Minnesota
  3. Genisys Credit Union3–8 mo 4.30% · 9–15 mo 4.35% · 16–30 mo 4.50% · 31–60 mo 4.08%

    Credit union · 3 branches

    98CD score#3 in Minnesota
  4. Midwest Bank3–8 mo 4.30% · 9–15 mo 4.35% · 16–30 mo 4.20% · 31–60 mo 4.50%

    Bank · 7 branches

    98CD score#4 in Minnesota
  5. Blaze Credit Union3–8 mo 4.20% · 9–15 mo 4.30% · 16–30 mo 4.30% · 31–60 mo 4.50%

    Credit union · 27 branches

    97CD score#5 in Minnesota
  6. Affinity Plus3–8 mo 3.80% · 9–15 mo 4.25% · 16–30 mo 4.45% · 31–60 mo 4.50%

    Credit union · 34 branches

    96CD score#6 in Minnesota
  7. Minnesota Valley Federal Credit Union3–8 mo 4.04% · 9–15 mo 4.22% · 16–30 mo 4.32% · 31–60 mo 4.42%

    Credit union · 2 branches

    95CD score#7 in Minnesota
  8. TruStone Financial3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 19 branches

    94CD score#8 in Minnesota
  9. Federated Employees Credit Union3–8 mo 3.95% · 9–15 mo 4.16% · 16–30 mo 4.21% · 31–60 mo 4.42%

    Credit union · 2 branches

    94CD score#9 in Minnesota
  10. CorTrust Bank3–8 mo 4.05% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.30%

    Bank · 15 branches

    94CD score#10 in Minnesota
  11. Nicolet National Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.70%

    Bank · 14 branches

    93CD score#11 in Minnesota
  12. MY CREDIT UNION3–8 mo 1.06% · 9–15 mo 4.13% · 16–30 mo 4.65% · 31–60 mo 4.44%

    Credit union · 4 branches

    93CD score#12 in Minnesota
  13. Altra Federal Credit Union3–8 mo 2.05% · 9–15 mo 4.40% · 16–30 mo 4.75% · 31–60 mo 3.50%

    Credit union · 4 branches

    93CD score#13 in Minnesota
  14. Citizens National Bank3–8 mo 3.55% · 9–15 mo 4.06% · 16–30 mo 4.27% · 31–60 mo 4.42%

    Bank · 1 branch

    93CD score#14 in Minnesota
  15. VisionBank3–8 mo 3.81% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 1 branch

    93CD score#14 in Minnesota
  16. Luminate Bank3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 4.20%

    Bank · 2 branches

    93CD score#16 in Minnesota
  17. TopLine Financial Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.00%

    Credit union · 11 branches

    93CD score#17 in Minnesota
  18. Bell Bank3–8 mo 4.29% · 9–15 mo 3.75% · 16–30 mo 4.30% · 31–60 mo 3.75%

    Bank · 17 branches

    92CD score#18 in Minnesota
  19. United Valley Bank3–8 mo 4.15% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 3.25%

    Bank · 6 branches

    92CD score#19 in Minnesota
  20. Falcon National Bank3–8 mo 4.10% · 9–15 mo 4.15% · 16–30 mo 4.35% · 31–60 mo 2.75%

    Bank · 6 branches

    92CD score#20 in Minnesota
  21. Brainerd BN Credit Union3–8 mo 4.16% · 9–15 mo 4.27% · 16–30 mo 4.37% · 31–60 mo —

    Credit union · 1 branch

    91CD score#21 in Minnesota
  22. Magnifi Financial3–8 mo 3.25% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 3.25%

    Credit union · 25 branches

    91CD score#22 in Minnesota
  23. Mid Minnesota Federal Credit Union3–8 mo 3.85% · 9–15 mo 3.95% · 16–30 mo 4.05% · 31–60 mo 5.09%

    Credit union · 12 branches

    91CD score#23 in Minnesota
  24. SouthPoint Financial Credit Union3–8 mo 3.75% · 9–15 mo 9.00% · 16–30 mo 3.95% · 31–60 mo 3.65%

    Credit union · 8 branches

    90CD score#24 in Minnesota
  25. Notre Dame Federal Credit Union3–8 mo 3.65% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.00%

    Credit union · 2 branches

    90CD score#25 in Minnesota

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 195 of the 365 institutions with a branch in Minnesota have too few rates published or captured to score. Rankings are a preview, not awards.