Bank · FDIC insured
Woodlands National Bank CD Rates
Top CarrotWoodlands National Bank’s best CD rate is 4.97% APY on a 5-year CD. Terms run from 6 months to 5 years. Rates checked October 9, 2026.
How Woodlands National Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Woodlands National Bank has the most branches. $10,000, best rate first.
This bank’s best
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Standard CD Rates
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
3rd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Woodlands National Bank CD score
99
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.09%
- 9–15 months9–15 mo4.26%
- 16–30 months16–30 mo4.64%
- 31–60 months31–60 mo4.87%
- QualifiedQualified4.87%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woodlands National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Standard CD Rates
Up to 4.87%APY · 6 terms
Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings.
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 4.09% | 4.14% | 4.09%4.14% from $50k | $202 |
| 12 months | 4.26% | 4.37% | 4.26%4.37% from $50k | $426 |
| 24 months | 4.64% | 4.74% | 4.64%4.74% from $50k | $950 |
| 36 months | 4.73% | 4.83% | 4.73%4.83% from $50k | $1,487 |
| 48 months | 4.84% | 4.94% | 4.84%4.94% from $50k | $2,081 |
| 60 months | 4.87% | 4.97% | 4.87%4.97% from $50k | $2,684 |
Sources (1)
- woodlandsnationalbank.com/deposit-rates · captured Oct 9, 2026
CD Specials
Up to 4.54%APY · 2 terms
The listed APY for the nine (9) month and eighteen (18) month CDs are valid effective on new CD accounts opened after the effective date at the top of this page; offer may end at any time. Deposits are FDIC insured up to $250,000. A penalty may be imposed for early withdrawal. Any fees incurred could reduce earnings.
| Term | APY · $20,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 9 monthsThe nine (9) month CD has a $20,000 minimum deposit required. Interest for the nine (9) month CD will be compounded and credited at maturity. After the CD term expires, the nine (9) month CD will renew to a six (6) month rate, which are determined at that time by the Woodlands National Bank CD rate for the appropriate CD term | 4.18% | — | —4.18% from $20k | — |
| 18 monthsThe eighteen (18) month CD has a $50,000 minimum deposit required. Interest for the eighteen (18) month CDwill be compounded semi-annually and credited semi-annually to the certificate. After the CD term expires, the eighteen (18) month CD will renew to a twelve (12) month rate, which are determined at that time by the Woodlands National Bank CD rate for the appropriate CD term | — | 4.54% | —4.54% from $50k | — |
Sources (1)
- woodlandsnationalbank.com/deposit-rates · captured Oct 9, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.