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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Minnesota

  1. SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months

    Credit union · 8 branches

    9.00%APY$668 over 9 months on $10,000intro rate
  2. Top Carrot, Carrot Score 95
    Mid Minnesota Federal Credit UnionFast Forward CertificateCD · 36 months · $10 min

    Credit union · 12 branches

    5.09%APY$1,606 over 36 months on $10,000
  3. Top Carrot, Carrot Score 88
    Woodlands National BankStandard CD RatesCD · 60 months · $1,000 min · 4.87%–4.97% by balance

    Bank · 7 branches

    4.87%APY$2,684 over 60 months on $10,000
  4. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min

    Credit union · 4 branches

    4.75%APY$1,230 over 30 months on $10,000intro rate
  5. Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min

    Bank · 14 branches

    4.75%APY$2,612 over 60 months on $10,000
  6. MY CREDIT UNIONShare CertificatesCD · 27 months · $500 min · 4.59%–4.70% by balance

    Credit union · 4 branches

    4.65%APY$1,077 over 27 months on $10,000
  7. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 72 months · $10,000 min

    Credit union · 27 branches

    4.60%APY$3,098 over 72 months on $10,000
  8. Citizens National BankCertificates of DepositCD · 61 months · $2,500 min

    Bank · 1 branch

    4.58%APY$2,556 over 61 months on $10,000
  9. Forward Bank3D-CDCD · 19 months · $1,000 min

    Bank · 1 branch

    4.50%APY$722 over 19 months on $10,000
  10. Top Carrot, Carrot Score 92
    Genisys Credit UnionCertificate SpecialsCD · 25 months · $500 min

    Credit union · 3 branches

    4.50%APY$960 over 25 months on $10,000intro rate
  11. Top Carrot, Carrot Score 91
    Magnifi FinancialBump-Up CertificateCD · 30 months · $500 min

    Credit union · 25 branches

    4.50%APY$1,163 over 30 months on $10,000intro rate
  12. Top Carrot, Carrot Score 93
    Midwest BankCertificates of Deposit (CDs)CD · 54 months · $500 min

    Bank · 7 branches

    4.50%APY$2,191 over 54 months on $10,000
  13. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 34 branches

    4.50%APY$2,462 over 60 months on $10,000
  14. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 72 months · $500 min

    Credit union · 27 branches

    4.50%APY$3,023 over 72 months on $10,000
  15. Top Carrot, Carrot Score 90
    Minnesota Valley Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · 2 branches

    4.42%APY$1,889 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

1,646 CDs at 187 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.25%
Credit unions, typical
3.40%

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Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Community CUCredit union · 4 branches
  2. Altra Federal Credit UnionCredit union · 4 branches
  3. VisionBankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate