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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Iowa

Showing 1–25 of 140 scored for CDs

  1. Luana Savings Bank3–8 mo 4.14% · 9–15 mo 4.19% · 16–30 mo 4.50% · 31–60 mo 4.40%

    Bank · 6 branches

    97CD score#1 in Iowa
  2. State Savings Bank3–8 mo 4.27% · 9–15 mo 4.01% · 16–30 mo 4.11% · 31–60 mo 4.58%

    Bank · 2 branches

    95CD score#2 in Iowa
  3. Serve Credit Union3–8 mo 3.92% · 9–15 mo 4.02% · 16–30 mo 4.44% · 31–60 mo 4.60%

    Credit union · 2 branches

    95CD score#3 in Iowa
  4. Empeople Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.40% · 31–60 mo 4.00%

    Credit union · 11 branches

    95CD score#4 in Iowa
  5. Iowa Falls State Bank3–8 mo 4.20% · 9–15 mo 4.20% · 16–30 mo 4.45% · 31–60 mo 3.53%

    Bank · 2 branches

    95CD score#5 in Iowa
  6. CFCCU3–8 mo 4.15% · 9–15 mo 4.30% · 16–30 mo 4.25% · 31–60 mo 3.65%

    Credit union · 3 branches

    94CD score#6 in Iowa
  7. First Bank3–8 mo 4.21% · 9–15 mo 4.21% · 16–30 mo 4.21% · 31–60 mo 4.21%

    Bank · 7 branches

    94CD score#6 in Iowa
  8. Iowa State Bank3–8 mo 3.66% · 9–15 mo 4.30% · 16–30 mo 4.30% · 31–60 mo 4.30%

    Bank · 3 branches

    94CD score#8 in Iowa
  9. New Albin Savings Bank3–8 mo 4.22% · 9–15 mo 4.16% · 16–30 mo 4.16% · 31–60 mo 4.16%

    Bank · 1 branch

    94CD score#9 in Iowa
  10. Nicolet National Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.70%

    Bank · 36 branches

    93CD score#10 in Iowa
  11. Farmers & Merchants State Bank3–8 mo 3.79% · 9–15 mo 3.65% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Bank · 5 branches

    93CD score#11 in Iowa
  12. Marine Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 4.50%

    Credit union · 1 branch

    92CD score#12 in Iowa
  13. Midwest Heritage3–8 mo 4.19% · 9–15 mo 4.30% · 16–30 mo 4.50% · 31–60 mo —

    Bank · 12 branches

    92CD score#13 in Iowa
  14. North Star Community Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 3 branches

    92CD score#14 in Iowa
  15. Vibrant Credit Union3–8 mo 4.25% · 9–15 mo 4.15% · 16–30 mo 3.80% · 31–60 mo 3.65%

    Credit union · 1 branch

    91CD score#15 in Iowa
  16. Premier Credit Union3–8 mo 4.45% · 9–15 mo 4.20% · 16–30 mo 3.45% · 31–60 mo 3.50%

    Credit union · 6 branches

    90CD score#16 in Iowa
  17. City State Bank3–8 mo 3.00% · 9–15 mo 4.05% · 16–30 mo 4.20% · 31–60 mo 4.30%

    Bank · 8 branches

    90CD score#17 in Iowa
  18. Financial Plus Credit Union3–8 mo 0.65% · 9–15 mo 3.56% · 16–30 mo 4.50% · 31–60 mo 4.34%

    Credit union · 4 branches

    89CD score#18 in Iowa
  19. Charter Bank3–8 mo 3.00% · 9–15 mo 4.15% · 16–30 mo 4.50% · 31–60 mo 3.00%

    Bank · 4 branches

    89CD score#19 in Iowa
  20. Veridian Credit Union3–8 mo 3.00% · 9–15 mo 4.25% · 16–30 mo 4.20% · 31–60 mo 3.65%

    Credit union · 24 branches

    89CD score#20 in Iowa
  21. Citizens Savings Bank3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.15% · 31–60 mo 3.90%

    Bank · 3 branches

    89CD score#21 in Iowa
  22. Fairfax State Savings Bank3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 3.80%

    Bank · 3 branches

    89CD score#21 in Iowa
  23. Atkins Savings Bank & Trust3–8 mo — · 9–15 mo 4.30% · 16–30 mo 4.14% · 31–60 mo 3.89%

    Bank · 1 branch

    89CD score#23 in Iowa
  24. BankIowa3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.05% · 31–60 mo 4.10%

    Bank · 13 branches

    89CD score#24 in Iowa
  25. Bankers Trust3–8 mo 4.29% · 9–15 mo 4.40% · 16–30 mo 1.85% · 31–60 mo 2.00%

    Bank · 14 branches

    89CD score#25 in Iowa

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 197 of the 337 institutions with a branch in Iowa have too few rates published or captured to score. Rankings are a preview, not awards.