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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in California

Showing 201–225 of 225 scored for CDs

  1. JACom Credit Union3–8 mo 2.63% · 9–15 mo 2.89% · 16–30 mo 2.38% · 31–60 mo 2.12%

    Credit union · 1 branch

    64CD score#201 in California
  2. Shell Western States FCU3–8 mo 2.03% · 9–15 mo 2.63% · 16–30 mo 2.54% · 31–60 mo 2.17%

    Credit union · 1 branch

    64CD score#202 in California
  3. Clearpath Federal Credit Union3–8 mo 0.75% · 9–15 mo 1.06% · 16–30 mo 1.26% · 31–60 mo 3.00%

    Credit union · 1 branch

    64CD score#203 in California
  4. Monterey Credit Union3–8 mo 0.83% · 9–15 mo 3.50% · 16–30 mo 0.78% · 31–60 mo —

    Credit union · 4 branches

    64CD score#204 in California
  5. Downey Federal Credit Union3–8 mo 1.25% · 9–15 mo 1.50% · 16–30 mo 1.75% · 31–60 mo 2.50%

    Credit union · 2 branches

    64CD score#205 in California
  6. Bay Cities CU3–8 mo 2.14% · 9–15 mo 2.19% · 16–30 mo 2.28% · 31–60 mo 2.08%

    Credit union · 1 branch

    63CD score#206 in California
  7. PostCity Financial Credit Union3–8 mo 2.28% · 9–15 mo 3.03% · 16–30 mo 0.40% · 31–60 mo 0.45%

    Credit union · 2 branches

    63CD score#207 in California
  8. Orange County's Federal Credit Union3–8 mo 1.40% · 9–15 mo 1.55% · 16–30 mo 1.75% · 31–60 mo 2.30%

    Credit union · 12 branches

    63CD score#208 in California
  9. Montecito Bank & Trust3–8 mo 3.00% · 9–15 mo 1.50% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 16 branches

    63CD score#209 in California
  10. E-Central Credit Union3–8 mo 0.55% · 9–15 mo 1.60% · 16–30 mo 1.75% · 31–60 mo 1.90%

    Credit union · 1 branch

    62CD score#210 in California
  11. Vision One Credit Union3–8 mo 1.40% · 9–15 mo 1.50% · 16–30 mo 1.60% · 31–60 mo 1.70%

    Credit union · 1 branch

    62CD score#211 in California
  12. Espeeco Federal Credit Union3–8 mo 1.25% · 9–15 mo 1.50% · 16–30 mo 2.00% · 31–60 mo —

    Credit union · 1 branch

    62CD score#212 in California
  13. Fox Federal Credit Union3–8 mo 1.00% · 9–15 mo 1.10% · 16–30 mo 1.51% · 31–60 mo 1.71%

    Credit union · 2 branches

    62CD score#213 in California
  14. American First Credit Union3–8 mo 0.70% · 9–15 mo 0.90% · 16–30 mo 1.20% · 31–60 mo 1.50%

    Credit union · 5 branches

    61CD score#214 in California
  15. Farmers & Merchants Bank3–8 mo 0.45% · 9–15 mo 1.00% · 16–30 mo 1.00% · 31–60 mo 1.26%

    Bank · 27 branches

    61CD score#215 in California
  16. VA Desert Pacific Federal Credit Union3–8 mo 0.50% · 9–15 mo 0.75% · 16–30 mo 0.94% · 31–60 mo 1.26%

    Credit union · 2 branches

    61CD score#216 in California
  17. Altura Credit Union3–8 mo 0.55% · 9–15 mo 0.65% · 16–30 mo 0.80% · 31–60 mo 1.25%

    Credit union · 23 branches

    61CD score#217 in California
  18. Strata Credit Union3–8 mo 0.15% · 9–15 mo 0.20% · 16–30 mo 0.30% · 31–60 mo 0.75%

    Credit union · 4 branches

    61CD score#218 in California
  19. Priority One Credit Union3–8 mo 0.33% · 9–15 mo 0.38% · 16–30 mo 0.48% · 31–60 mo 0.83%

    Credit union · 3 branches

    61CD score#219 in California
  20. Universal Bank3–8 mo 0.20% · 9–15 mo 0.30% · 16–30 mo 0.45% · 31–60 mo 0.60%

    Bank · 5 branches

    60CD score#220 in California
  21. Metropolitan Bank3–8 mo 0.20% · 9–15 mo 0.30% · 16–30 mo 0.30% · 31–60 mo 0.50%

    Bank · 4 branches

    60CD score#221 in California
  22. United Local Credit Union3–8 mo 0.15% · 9–15 mo 0.25% · 16–30 mo 0.55% · 31–60 mo —

    Credit union · 2 branches

    60CD score#221 in California
  23. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 856 branches

    60CD score#223 in California
  24. Mid Cities Credit Union3–8 mo 0.10% · 9–15 mo 0.10% · 16–30 mo 0.10% · 31–60 mo —

    Credit union · 1 branch

    60CD score#224 in California
  25. Mokelumne Federal Credit Union3–8 mo 0.05% · 9–15 mo 0.07% · 16–30 mo 0.10% · 31–60 mo —

    Credit union · 2 branches

    60CD score#225 in California

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 199 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.