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Credit union · NCUA insured

VA Desert Pacific Federal Credit Union CD Rates

VA Desert Pacific Federal Credit Union’s best CD rate is 1.26% APY on a 4-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.

How VA Desert Pacific Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Los Angeles, CA, where VA Desert Pacific Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    VA Desert Pacific Federal Credit Union

    1.26%APY

    Term
    48 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $514

    Term Certificates

  • Top rate

    Schools Federal Credit Union

    5.90%APY

    Term
    12 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $590

    Schools Federal Credit Union rates

  • 2nd-highest rate

    LA Healthcare FCU

    4.86%APY

    Term
    12 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $486

    LA Healthcare FCU rates

Compare CD rates near you →

VA Desert Pacific Federal Credit Union CD score

61

CD score

Higher than 4% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.50%
  • 9–15 months9–15 mo0.75%
  • 16–30 months16–30 mo0.94%
  • 31–60 months31–60 mo1.26%
  • QualifiedQualified1.26%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where VA Desert Pacific Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join VA Desert Pacific Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of VA Desert Pacific Federal Credit Union are eligible for membership.
  • Employees of Seaside Child Development Center who work in Long Beach, California are eligible for membership.
  • Employees of Veterans Service Organizations and of the American Red Cross assigned full-time duty at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.

Military, government and schools

  • Medical trainees (formerly employees) of affiliated educational institutions who work or train at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
  • Employees of the Department of Veterans Affairs who work for VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
  • Regularly scheduled volunteers who serve at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
4 more ways to join

Military, government and schools

  • Employees of the Veterans Canteen Service and other federal employees assigned to duty at the VA, VISN 22, or the VA Healthcare Network in the Las Vegas, NV area (full-time or regularly scheduled part-time) are eligible for membership.

Family and household

  • Immediate family members of qualifying individuals—including spouse, child, sister, brother, parent, grandparent, and grandchild—are eligible for membership.
  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Other ways

  • Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.

Cost to join

  • A $10 one-time membership fee is required upon joining.
  • Opening a savings account with an initial deposit of at least $50 is required to establish membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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