Credit union · NCUA insured
VA Desert Pacific Federal Credit Union
A $99M credit union headquartered in Signal Hill, CA, with 6,229 members and 2 branches in California. Best rates: CDs 1.26% and savings 0.31% APY.
VA Desert Pacific Federal Credit Union Carrot Score
62
Carrot Score
Higher than 5% of U.S. banks and credit unions
#121 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About VA Desert Pacific Federal Credit Union
Since 1947, VA Desert Pacific Federal Credit Union has operated as a member owned and operated full-service financial institution.
- Headquarters
- 2845 Temple Ave, Signal Hill, CA 90755
- NCUA charter
- 5530
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of VA Desert Pacific Federal Credit Union are eligible for membership.
- Employees of Seaside Child Development Center who work in Long Beach, California are eligible for membership.
- Employees of Veterans Service Organizations and of the American Red Cross assigned full-time duty at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
Military, government and schools
- Medical trainees (formerly employees) of affiliated educational institutions who work or train at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
- Employees of the Department of Veterans Affairs who work for VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
- Regularly scheduled volunteers who serve at the Department of Veterans Affairs, VISN 22 or the VA Healthcare Network in the Las Vegas, NV area are eligible for membership.
4 more ways to join
Military, government and schools
- Employees of the Veterans Canteen Service and other federal employees assigned to duty at the VA, VISN 22, or the VA Healthcare Network in the Las Vegas, NV area (full-time or regularly scheduled part-time) are eligible for membership.
Family and household
- Immediate family members of qualifying individuals—including spouse, child, sister, brother, parent, grandparent, and grandchild—are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Cost to join
- A $10 one-time membership fee is required upon joining.
- Opening a savings account with an initial deposit of at least $50 is required to establish membership.
Branches
2 branches in California
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California
2 branches
- Long Beach-Bldg25901 E 7th St, Long Beach, CA 90822Directions
- Gla11301 Wilshire blvd Bldg 500, Room 1404-1405, Los Angeles, CA 90073Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.69% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $80 | $59 | — |
- CapitalNet worth ratio21.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.69%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$80Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of VA Desert Pacific Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.