Altura Credit Union CD Rates

How Altura Credit Union’s CD rates compare

Compared with banks and credit unions near Riverside, CA, where Altura Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Altura Credit Union
1.25%APY
Term
60 months
Minimum
$1,000
Earns on $10,000
$641
Term Share Certificates
Top rate
America First Credit Union
4.60%APY
Term
60 months
Minimum
$500
Earns on $10,000
$2,522
America First Credit Union rates
2nd-highest rate
CU SoCal
4.50%APY
Term
24 months
Minimum
$500
Earns on $10,000
$920
CU SoCal rates

Compare CD rates near you →

61

CD score

Higher than 4% of U.S. banks and credit unions

By term

3–8 months3–8 mo0.55%
9–15 months9–15 mo0.65%
16–30 months16–30 mo0.80%
31–60 months31–60 mo1.25%
QualifiedQualified1.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Altura Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Term Share Certificates

Up to 1.25%APY · 7 termsFrom $1,000 to open

Membership eligibility required. Early withdrawal penalty may apply. Dividends calculated daily and paid monthly. $0 monthly fee.

Earnings on $10,000 over the term.
Term	APY · $1,000 – $100,000	APY · $100,000 and up	APY	Earns on $10,000Earns
3 months	0.50%	0.60%	0.50%0.60% from $100k	$12
6 months	0.55%	0.65%	0.55%0.65% from $100k	$27
12 months	0.65%	0.75%	0.65%0.75% from $100k	$65
24 months	0.80%	0.90%	0.80%0.90% from $100k	$161
36 months	0.85%	0.95%	0.85%0.95% from $100k	$257
48 months	1.05%	1.15%	1.05%1.15% from $100k	$427
60 months	1.25%	1.35%	1.25%1.35% from $100k	$641

Sources (3)

All captured Oct 16, 2026

Special-purpose accounts

IRA Share Certificate

Up to 1.35%APY · 7 termsIRAFrom $1,000 to open

IRA certificates have tax-deferred benefits. Governed by IRS rules and regulations for contributions and early withdrawal. Dividends calculated daily and paid monthly. After maturity, 7 calendar days grace period before auto-renewal. An annual maintenance fee applies.

Earnings on $10,000 over the term.
Term	APY · $1,000 – $100,000	APY · $100,000 and up	APY	Earns on $10,000Earns
3 months	0.60%	0.70%	0.60%0.70% from $100k	$15
6 months	0.65%	0.75%	0.65%0.75% from $100k	$32
12 months	0.75%	0.85%	0.75%0.85% from $100k	$75
24 months	0.90%	1.00%	0.90%1.00% from $100k	$181
36 months	0.95%	1.05%	0.95%1.05% from $100k	$288
48 months	1.15%	1.25%	1.15%1.25% from $100k	$468
60 months	1.35%	1.45%	1.35%1.45% from $100k	$693

Sources (1)

alturacu.com/products/iras/ira-certificate · captured Oct 16, 2026

50/50 Share Certificates

0.70%APY · 1 termKids and teensFrom $50 to open

Share certificate holders must be 24 years of age or younger. 50-week term certificate with opening deposit of $50.00. Minimum $5.00 deposits allowed throughout certificate term. Early withdrawal penalties may apply. $0 monthly fee.

Earnings on $10,000 over the term.
Term	APY · $1,000 – $100,000	APY · $100,000 and up	APY	Earns on $10,000Earns
12 months50-week term (approx. 11.5 months). Must be 24 years of age or younger. Minimum $5.00 deposits allowed throughout term	0.70%	0.80%	0.70%0.80% from $100k	$67

Sources (3)

All captured Oct 16, 2026

Who can join Altura Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Anyone who lives, works, worships, attends school, or any businesses and other non-individual entities located in Riverside County is eligible for membership.

Family and household

Immediate family members of existing Altura Credit Union members are eligible to apply for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details