Credit union · NCUA insured
Mokelumne Federal Credit Union CD Rates
Mokelumne Federal Credit Union’s best CD rate is 0.10% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Mokelumne Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Stockton, CA, where Mokelumne Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mokelumne Federal Credit Union
0.10%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $20
Share Certificate
Top rate
UNCLE Credit Union
4.33%APY
- Term
- 12 months
- Minimum
- $1,500
- Earns on $10,000
- $433
2nd-highest rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $321
Mokelumne Federal Credit Union CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.07%
- 16–30 months16–30 mo0.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mokelumne Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 0.10%APY · 3 terms
Early withdrawal may result in decreased earnings. Additional deposits to certificates at anytime.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.05% | $2 |
| 12 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.07% | $7 |
| 24 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.10% | $20 |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA/ROTH Certificate
Up to 0.10%APY · 3 terms
No Annual fees. Early withdrawal may result in decreased earnings. Additional deposits to certificates at anytime.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.05% | $2 |
| 12 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.07% | $7 |
| 24 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.10% | $20 |
Sources (2)
All captured Sep 16, 2026
Young Saver Certificate
0.10%APY · 1 term
Early withdrawal may result in decreased earnings. Additional deposits to certificates at anytime.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRate type: Variable. Early withdrawal may result in decreased earnings | 0.10% | $5 |
Sources (2)
All captured Sep 16, 2026
Who can join Mokelumne Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, or attend school within the boundaries of San Joaquin County, California.
Cost to join
- A minimum deposit of $25.00 is required to open a Primary Share account.
- A one-time set-up fee of $1.00 is required to become a member.
Membership information collected October 5, 2026.