Credit union · NCUA insured
Clearpath Federal Credit Union CD Rates
Top CarrotClearpath Federal Credit Union’s best CD rate is 3.25% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Clearpath Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Clearpath Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Clearpath Federal Credit Union
3.00%APY
- Term
- 36–47 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- —
Clearly Better Savings Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Clearpath Federal Credit Union CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo1.06%
- 16–30 months16–30 mo1.26%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Clearpath Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Clearly Better Savings Certificates
Up to 3.00%APY · 6 terms
Lock in a fixed rate with terms ranging from 3 to 60 months. Deposit tiers start at $500, $10,000, and $50,000. Bump Up to current dividend level once per term on certificates of 12 months or more. Renews for the same term at the prevailing rate upon maturity.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3–11 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 0.75% | — | 0.75% | $19 |
| 3–11 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 0.85% | —0.85% from $50k | — |
| 3–11 monthsFixed rate type. Minimum to earn dividends is $500 | 0.65% | — | — | 0.65% | $16 |
| 12–23 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 1.06% | — | 1.06% | $106 |
| 12–23 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 1.16% | —1.16% from $50k | — |
| 12–23 monthsFixed rate type. Minimum to earn dividends is $500 | 0.95% | — | — | 0.95% | $95 |
| 24–35 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 1.26% | — | 1.26% | $254 |
| 24–35 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 1.36% | —1.36% from $50k | — |
| 24–35 monthsFixed rate type. Minimum to earn dividends is $500 | 1.16% | — | — | 1.16% | $233 |
| 36–47 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 3.00% | — | 3.00% | $927 |
| 36–47 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 3.25% | —3.25% from $50k | — |
| 36–47 monthsFixed rate type. Minimum to earn dividends is $500 | 2.75% | — | — | 2.75% | $848 |
| 48–59 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 1.66% | — | 1.66% | $681 |
| 48–59 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 1.81% | —1.81% from $50k | — |
| 48–59 monthsFixed rate type. Minimum to earn dividends is $500 | 1.51% | — | — | 1.51% | $618 |
| 60 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 2.27% | — | 2.27% | $1,188 |
| 60 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 2.43% | —2.43% from $50k | — |
| 60 monthsFixed rate type. Minimum to earn dividends is $500 | 1.87% | — | — | 1.87% | $971 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Traditional & Roth IRA Certificates
Up to 3.00%APY · 6 terms
Traditional & Roth IRA Certificates share dividend rates with Clearly Better Savings Certificates; minimum to earn dividends is $500.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3–11 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 0.75% | — | 0.75% | $19 |
| 3–11 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 0.85% | —0.85% from $50k | — |
| 3–11 monthsFixed rate type. Minimum to earn dividends is $500 | 0.65% | — | — | 0.65% | $16 |
| 12–23 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 1.06% | — | 1.06% | $106 |
| 12–23 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 1.16% | —1.16% from $50k | — |
| 12–23 monthsFixed rate type. Minimum to earn dividends is $500 | 0.95% | — | — | 0.95% | $95 |
| 24–35 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 1.26% | — | 1.26% | $254 |
| 24–35 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 1.36% | —1.36% from $50k | — |
| 24–35 monthsFixed rate type. Minimum to earn dividends is $500 | 1.16% | — | — | 1.16% | $233 |
| 36–47 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 3.00% | — | 3.00% | $927 |
| 36–47 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 3.25% | —3.25% from $50k | — |
| 36–47 monthsFixed rate type. Minimum to earn dividends is $500 | 2.75% | — | — | 2.75% | $848 |
| 48–59 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 1.66% | — | 1.66% | $681 |
| 48–59 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 1.81% | —1.81% from $50k | — |
| 48–59 monthsFixed rate type. Minimum to earn dividends is $500 | 1.51% | — | — | 1.51% | $618 |
| 60 monthsFixed rate type. Minimum to earn dividends is $10,000 | — | 2.27% | — | 2.27% | $1,188 |
| 60 monthsFixed rate type. Minimum to earn dividends is $50,000 | — | — | 2.43% | —2.43% from $50k | — |
| 60 monthsFixed rate type. Minimum to earn dividends is $500 | 1.87% | — | — | 1.87% | $971 |
Dream Club Certificate
0.15%APY
Determine the amount you would like to save and the maturity date, up to 12 months ahead. Automatic Direct Deposit or portion of paycheck deposited. Dividends accumulate and are paid at maturity, then balances are transferred to savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate type. Minimum to earn dividends is $0. Term up to 12 months.Any balance | 0.15% | $15 | Variable rate type. Minimum to earn dividends is $0. Term up to 12 months. |
Sources (2)
All captured Oct 6, 2026
Who can join Clearpath Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of Ralphs Grocery Company and Food for Less, Southern California are eligible to join.
- California employees and voting members of listed participating companies and groups are eligible to join.
Family and household
- Relatives of existing Clearpath Federal Credit Union members (including spouse, domestic partner, children, siblings, parents, grandparents, grandchildren, aunts, uncles, nieces, nephews, cousins and in-laws) are eligible to join.
Other ways
- Any person that makes a one-time donation ($5 or more) to Clear Giving Charitable Association is eligible to join.
Cost to join
- One-time donation of $5 or more to Clear Giving Charitable Association.
Membership information collected October 5, 2026.