Credit union · NCUA insured
JACom Credit Union CD Rates
JACom Credit Union’s best CD rate is 2.89% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How JACom Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where JACom Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
JACom Credit Union
2.89%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $289
Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
JACom Credit Union CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo2.63%
- 9–15 months9–15 mo2.89%
- 16–30 months16–30 mo2.38%
- 31–60 months31–60 mo2.12%
- QualifiedQualified2.89%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where JACom Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 2.89%APY · 4 terms
Fixed-rate account. Dividends compounded and credited monthly, calculated using the average daily balance method. Stated rate paid until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate type. Must maintain an average daily balance of $1,000.00 to earn dividends and obtain stated APY | 2.63% | $131 |
| 12 monthsFixed rate type. Must maintain an average daily balance of $1,000.00 to earn dividends and obtain stated APY | 2.89% | $289 |
| 24 monthsFixed rate type. Must maintain an average daily balance of $1,000.00 to earn dividends and obtain stated APY | 2.38% | $481 |
| 36 monthsFixed rate type. Must maintain an average daily balance of $1,000.00 to earn dividends and obtain stated APY | 2.12% | $650 |
Special-purpose accounts
IRA Certificates
2.89%APY · 1 term
Fixed-rate account. Dividends compounded and credited monthly, calculated using the average daily balance method. Stated rate paid until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate type. Must maintain an average daily balance of $500.00 to earn dividends and obtain stated APY | 2.89% | $289 |
Who can join JACom Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of eligible sponsor organizations (The Rafu Shimpo, East West Eye Institute, Miyako Inn & Spa L.A., Morita Produce, Inc., King's Hawaiian Holding Co., Inc., Masada Homes, Yonemoto Physical Therapy Services, Japan Auto Corp., Harbor Japanese Community Center, Little Tokyo Service Center (LTSC) Community Development Corp., H & H Nursery, or Keiro Services) are eligible for membership.
- Employees or members of Higashi Honganji Buddhist Temple, Japanese American Cultural and Community Center, or Japanese Restaurant Assoc. of So Cal are eligible for membership.
Military, government and schools
- Pupils, past pupils, teachers, officials, PTA members, or persons associated in some other capacity with the Japanese Language School Unified System are eligible for membership.
Family and household
- Immediate family members (spouse, siblings, parents, and children) of current members are eligible for membership.
Other ways
- Persons of Japanese ancestry residing in Los Angeles, Orange, Riverside, or San Bernardino County are eligible for membership.
Membership information collected October 5, 2026.