Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in California
Showing 76–100 of 225 scored for CDs
- California Community Credit Union3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.25% · 31–60 mo 3.45%
Credit union · 3 branches
84CD score#76 in California - 1st United Credit Union3–8 mo 3.00% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo 4.00%
Credit union · 8 branches
84CD score#77 in California - Cabrillo Credit Union3–8 mo 2.86% · 9–15 mo 3.25% · 16–30 mo 3.85% · 31–60 mo 3.95%
Credit union · 5 branches
84CD score#77 in California - Mirastar Federal Credit Union3–8 mo 3.29% · 9–15 mo 4.00% · 16–30 mo 3.65% · 31–60 mo 3.65%
Credit union · 7 branches
84CD score#79 in California - Educational Employees Credit Union3–8 mo 3.15% · 9–15 mo 4.00% · 16–30 mo 3.61% · 31–60 mo 3.66%
Credit union · 22 branches
84CD score#80 in California - Partners Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.60% · 31–60 mo 3.60%
Credit union · 7 branches
84CD score#80 in California - State Bank of India (California)3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.50% · 31–60 mo 3.00%
Bank · 8 branches
83CD score#82 in California - First U.S. Community Credit Union3–8 mo 4.00% · 9–15 mo 3.15% · 16–30 mo 3.25% · 31–60 mo 3.55%
Credit union · 6 branches
83CD score#83 in California - SESLOC Credit Union3–8 mo 3.30% · 9–15 mo 3.56% · 16–30 mo 3.92% · 31–60 mo 3.56%
Credit union · 6 branches
83CD score#84 in California - Community Commerce Bank3–8 mo 2.53% · 9–15 mo 3.76% · 16–30 mo 3.82% · 31–60 mo 3.66%
Bank · 4 branches
83CD score#85 in California - Frontwave Credit Union3–8 mo 3.25% · 9–15 mo 3.80% · 16–30 mo 4.15% · 31–60 mo 2.25%
Credit union · 13 branches
83CD score#86 in California - 83CD score#87 in California
- 82CD score#88 in California
- Provident Credit Union3–8 mo 3.75% · 9–15 mo 3.30% · 16–30 mo 3.90% · 31–60 mo 3.35%
Credit union · 22 branches
82CD score#89 in California - Sun Community Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.50% · 16–30 mo 3.75% · 31–60 mo 3.75%
Credit union · 8 branches
82CD score#90 in California - Financial Partners Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.85%
Credit union · 14 branches
82CD score#91 in California - Kings Federal Credit Union3–8 mo 3.40% · 9–15 mo 3.76% · 16–30 mo 3.76% · 31–60 mo 3.51%
Credit union · 2 branches
82CD score#92 in California - 82CD score#93 in California
- SAG-AFTRA Federal Credit Union3–8 mo 2.75% · 9–15 mo 3.00% · 16–30 mo 3.65% · 31–60 mo 3.90%
Credit union · 3 branches
82CD score#94 in California - 82CD score#95 in California
- Mission Fed Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 2.50% · 31–60 mo 2.00%
Credit union · 34 branches
81CD score#96 in California - Wheelhouse Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.30% · 31–60 mo 2.40%
Credit union · 5 branches
81CD score#97 in California - CommonWealth Central Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 2.85%
Credit union · 4 branches
81CD score#98 in California - American Broadcast Employees FCU3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 3.50% · 31–60 mo 3.50%
Credit union · 3 branches
81CD score#99 in California - Sage Credit Union3–8 mo 0.70% · 9–15 mo 4.05% · 16–30 mo 2.94% · 31–60 mo 3.45%
Credit union · 1 branch
81CD score#100 in California
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 199 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.