Credit union · NCUA insured
Sea Air FCU CD Rates
Top CarrotSea Air FCU’s best CD rate is 3.77% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Sea Air FCU’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Sea Air FCU has the most branches. $10,000, best rate first.
This credit union’s best
Sea Air FCU
3.77%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,033
Share Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Sea Air FCU CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.51%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.61%
- 31–60 months31–60 mo3.77%
- QualifiedQualified3.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sea Air FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.77%APY · 8 terms
Membership required ($5.00 min deposit in Share Savings Account). A penalty will or may be imposed for early withdrawal. APY assumes dividends remain on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 months | 3.51% | $174 |
| 12 months | 3.56% | $356 |
| 18 months | 3.61% | $546 |
| 24 months | 3.61% | $735 |
| 30 months | 3.61% | $927 |
| 36 months | 3.67% | $1,142 |
| 48 months | 3.72% | $1,573 |
| 60 months | 3.77% | $2,033 |
Who can join Sea Air FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Sunset Beach.
Employers and groups
- Membership is open through membership with the Financial Fitness Association.
- Membership is open to members of USA Water Polo.
Military, government and schools
- Membership is open to employees of the City of Seal Beach.
- Membership is open to civilians who work or live on Seal Beach Weapons Station, Los Alamitos Joint Training Base, or Norco Naval Facility.
- Membership is open to active duty, retired, and reserve military.
1 more way to join
Family and household
- Membership is open to immediate family of current members.
Cost to join
- Membership requires opening and maintaining a minimum balance of $5.00 in a Share Savings Account.
Membership information collected October 5, 2026.