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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in St. Cloud, MN metro

Showing 1–23 of 23 scored for CDs

  1. Blaze Credit Union3–8 mo 4.20% · 9–15 mo 4.30% · 16–30 mo 4.30% · 31–60 mo 4.50%

    Credit union · 1 branch

    97CD score#1 in St. Cloud, MN metro
  2. Affinity Plus3–8 mo 3.80% · 9–15 mo 4.25% · 16–30 mo 4.45% · 31–60 mo 4.50%

    Credit union · 2 branches

    96CD score#2 in St. Cloud, MN metro
  3. TruStone Financial3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 1 branch

    94CD score#3 in St. Cloud, MN metro
  4. Falcon National Bank3–8 mo 4.10% · 9–15 mo 4.15% · 16–30 mo 4.35% · 31–60 mo 2.75%

    Bank · 3 branches

    92CD score#4 in St. Cloud, MN metro
  5. Magnifi Financial3–8 mo 3.25% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 3.25%

    Credit union · 12 branches

    91CD score#5 in St. Cloud, MN metro
  6. Notre Dame Federal Credit Union3–8 mo 3.65% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.00%

    Credit union · 1 branch

    90CD score#6 in St. Cloud, MN metro
  7. Gate City Bank3–8 mo 4.00% · 9–15 mo 3.50% · 16–30 mo 3.70% · 31–60 mo 3.25%

    Bank · 3 branches

    84CD score#7 in St. Cloud, MN metro
  8. Sentry Bank3–8 mo — · 9–15 mo 4.00% · 16–30 mo 3.85% · 31–60 mo 3.75%

    Bank · 4 branches

    84CD score#8 in St. Cloud, MN metro
  9. Stearns Bank3–8 mo 3.94% · 9–15 mo 3.85% · 16–30 mo 3.66% · 31–60 mo —

    Bank · 3 branches

    82CD score#9 in St. Cloud, MN metro
  10. Bonanza Valley State Bank3–8 mo 3.30% · 9–15 mo 3.80% · 16–30 mo 3.80% · 31–60 mo 3.40%

    Bank · 1 branch

    81CD score#10 in St. Cloud, MN metro
  11. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 3 branches

    81CD score#11 in St. Cloud, MN metro
  12. Harvest Bank3–8 mo 3.30% · 9–15 mo 3.35% · 16–30 mo 3.45% · 31–60 mo 3.75%

    Bank · 2 branches

    79CD score#12 in St. Cloud, MN metro
  13. Credit Union 13–8 mo 3.85% · 9–15 mo 3.70% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 6 branches

    79CD score#13 in St. Cloud, MN metro
  14. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 1 branch

    72CD score#14 in St. Cloud, MN metro
  15. BankVista3–8 mo 3.29% · 9–15 mo 3.25% · 16–30 mo 3.25% · 31–60 mo 3.20%

    Bank · 1 branch

    72CD score#15 in St. Cloud, MN metro
  16. Perennial Bank3–8 mo 3.28% · 9–15 mo 3.53% · 16–30 mo 2.52% · 31–60 mo 2.52%

    Bank · 1 branch

    69CD score#16 in St. Cloud, MN metro
  17. West Bank3–8 mo 2.67% · 9–15 mo 2.70% · 16–30 mo 2.80% · 31–60 mo 2.80%

    Bank · 1 branch

    67CD score#17 in St. Cloud, MN metro
  18. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 1 branch

    66CD score#18 in St. Cloud, MN metro
  19. Deerwood Bank3–8 mo 2.73% · 9–15 mo 3.39% · 16–30 mo 2.17% · 31–60 mo 1.96%

    Bank · 2 branches

    66CD score#19 in St. Cloud, MN metro
  20. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 4 branches

    65CD score#20 in St. Cloud, MN metro
  21. St. Cloud Financial Credit Union3–8 mo — · 9–15 mo 0.75% · 16–30 mo 2.00% · 31–60 mo 2.40%

    Credit union · 3 branches

    64CD score#21 in St. Cloud, MN metro
  22. MidCountry Bank3–8 mo 2.52% · 9–15 mo 2.50% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 1 branch

    63CD score#22 in St. Cloud, MN metro
  23. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 1 branch

    60CD score#23 in St. Cloud, MN metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 16 of the 39 institutions with a branch in St. Cloud, MN metro have too few rates published or captured to score. Rankings are a preview, not awards.