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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Richmond, VA metro

Showing 1–25 of 34 scored

  1. Top Carrot, Carrot Score 98
    Langley Credit UnionCDs 95 · Savings 95 · Auto 66 · Cards 80

    Credit union · 1 branch

    98Carrot Score#1 in Richmond, VA metro
  2. Top Carrot, Carrot Score 91
    Primis BankSavings 98 · Cards 88

    Bank · 9 branches

    91Carrot Score#2 in Richmond, VA metro
  3. Top Carrot, Carrot Score 90
    Peoples Advantage FCUCDs 86 · Savings 93 · Auto 88 · Cards 83

    Credit union · 4 branches

    90Carrot Score#3 in Richmond, VA metro
  4. Top Carrot, Carrot Score 89
    Baylands Family Credit UnionCDs 72 · Savings 64 · Auto 87 · Cards 89

    Credit union · 2 branches

    89Carrot Score#4 in Richmond, VA metro
  5. Top Carrot, Carrot Score 89
    Call Federal Credit UnionCDs 76 · Savings 87 · Auto 91 · Cards 72

    Credit union · 8 branches

    89Carrot Score#5 in Richmond, VA metro
  6. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionCDs 88 · Savings 86 · Auto 88 · Cards 81

    Credit union · 3 branches

    88Carrot Score#6 in Richmond, VA metro
  7. Top Carrot, Carrot Score 88
    Virginia Credit UnionCDs 82 · Savings 87 · Auto 88 · Cards 70

    Credit union · 18 branches

    88Carrot Score#7 in Richmond, VA metro
  8. Top Carrot, Carrot Score 87
    Henrico Federal Credit UnionCDs 89 · Savings 79 · Auto 86

    Credit union · 8 branches

    87Carrot Score#8 in Richmond, VA metro
  9. Top Carrot, Carrot Score 87
    Chesapeake BankCDs 85 · Savings 89

    Bank · 5 branches

    87Carrot Score#9 in Richmond, VA metro
  10. Top Carrot, Carrot Score 87
    RVA FinancialSavings 93 · Auto 83 · Cards 73

    Credit union · 2 branches

    87Carrot Score#10 in Richmond, VA metro
  11. Top Carrot, Carrot Score 87
    Argent Credit UnionCDs 85 · Savings 73 · Auto 87 · Cards 65

    Credit union · 8 branches

    87Carrot Score#11 in Richmond, VA metro
  12. Hopewell Chemical FCUCDs 78 · Savings 63 · Cards 97

    Credit union · 2 branches

    86Carrot Score#12 in Richmond, VA metro
  13. Vantage Point Federal Credit UnionCDs 86 · Savings 88 · Auto 83

    Credit union · 1 branch

    86Carrot Score#12 in Richmond, VA metro
  14. Homebase Credit UnionCDs 87 · Savings 73 · Auto 83 · Cards 72

    Credit union · 3 branches

    84Carrot Score#14 in Richmond, VA metro
  15. Blue Ridge BankCDs 85 · Savings 87 · Cards 61

    Bank · 7 branches

    84Carrot Score#15 in Richmond, VA metro
  16. 1st Advantage Federal Credit UnionSavings 89 · Auto 79 · Cards 75

    Credit union · 1 branch

    83Carrot Score#16 in Richmond, VA metro
  17. Credit Union of RichmondSavings 79 · Auto 93

    Credit union · 1 branch

    83Carrot Score#17 in Richmond, VA metro
  18. Connects FCUCDs 64 · Savings 88 · Auto 66 · Cards 77

    Credit union · 3 branches

    80Carrot Score#18 in Richmond, VA metro
  19. Woodforest National BankCDs 81 · Savings 84

    Bank · 9 branches

    79Carrot Score#19 in Richmond, VA metro
  20. Fulton BankCDs 84 · Savings 81 · Auto 61

    Bank · 3 branches

    78Carrot Score#20 in Richmond, VA metro
  21. Dominion Energy Credit UnionCDs 83 · Savings 71 · Auto 63 · Cards 75

    Credit union · 3 branches

    74Carrot Score#21 in Richmond, VA metro
  22. Atlantic Union BankCDs 86 · Savings 69

    Bank · 21 branches

    70Carrot Score#22 in Richmond, VA metro
  23. BayPort Credit UnionSavings 78 · Auto 76

    Credit union · 1 branch

    69Carrot Score#23 in Richmond, VA metro
  24. United BankCDs 87 · Savings 65

    Bank · 13 branches

    68Carrot Score#24 in Richmond, VA metro
  25. The United Methodist Credit UnionSavings 71 · Cards 82

    Credit union · 1 branch

    68Carrot Score#25 in Richmond, VA metro

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 17 of the 51 institutions with a branch in Richmond, VA metro have too few rates published or captured to score. Rankings are a preview, not awards.