Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 376–390 results
- Affinity Federal Credit UnionPerformance SavingsSavings · $5 min · 0.50%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Requires qualifying checking account and meeting MQC requirements (12 debit transactions, direct deposit/ACH of $250+, eStatements enrollment). $2 monthly paper statement fee waived with eStatements.
Qualified rate · 3.20% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $250,000Your amount 3.25% Over $250,000Blended APY ranges from 3.25% to 1.88%. 0.50% Rate checked
More details - Freedom FirstSpecial Money MarketSpecial Money Market · $5,000 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: For consumer accounts only. Promotional rate guaranteed for 6 months after meeting qualifying requirements, after which dividends return to prevailing APYs. Minimum opening amount of $5,000 must come from sources other than Freedom First Credit Union. If Average Daily Balance falls below $5,000, Dividend Rate and APY become 0.01%. $5 membership deposit required.
Offer: Guaranteed for 6 months after meeting qualifying requirements. New money required: $5,000 from sources other than Freedom First Credit Union. If Average Daily Balance falls below $5,000, Dividend Rate and APY become 0.01%. Consumer accounts only.
Promotional rate · Balance cap $1,000,000 · Effective Sep 17, 2026
Rate checked
More details - Navigator Credit UnionPrime Money MarketPrime Money Market · $0 min · 0.15%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Subject to membership requirements. New money required; source of funds deposited into Prime Money Market may not be from an existing Navigator Credit Union account. To earn disclosed APY on tier $10,000 & above, must maintain an average daily balance at least equal to $10,000 and direct deposit aggregate of at least $500 each month into any Navigator Credit Union savings, money market, or checking accounts on the same account number. If eligibility requirements are not met, earns 0.15% APY. Fees may reduce earnings.
Offer: Earned for balances under $10,000 or if eligibility requirements are not met during any month.
Qualified rate · 0.15% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Prime Money Market Balance APY Up to $10,000 0.15% $10,000 and upYour amountVariable rate based on Wall Street Journal U.S. Prime Rate on the last day of the month minus 3.75% with a 0.30% floor rate. 3.25% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Personal accounts only (not available for businesses). Daily balance method used to calculate interest. Interest compounded and credited monthly on the last business day of the month.
Offer: Without an Advantage Checking account.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - TRUE Community Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.05%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Intended for personal savings purposes. One High-Yield Savings Account per SSN. Available to new and current members. Membership eligibility and account approval required. Deposits are insured up to $250,000 by NCUA, with an additional $250,000 insured by ESI for balances over NCUA limits.
Offer: Applies to balances up to $100,000. No monthly maintenance fees. No minimum balance required to open.
3.20% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $100,000Your amount 3.25% Over $100,000 0.05% Rate checked
More details - Tel-U-Watt Federal Credit UnionShare Deposit AccountsShare Deposit Accounts · $5 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000intro rateRequirements
Offer: Rates subject to change quarterly. Deposit limit of $5,000 per family per month. Dividends are paid quarterly.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - Tel-U-Watt Federal Credit UnionShare Deposit AccountsSavings · $5 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Serving the employees of SRT Communications and Xcel Energy since 1934. Deposit limit of $5,000 per family per month. Dividends are paid quarterly. Rates subject to change quarterly.
Offer: Rates are subject to change quarterly. Dividends are paid quarterly. Deposit limit of $5,000 per family per month.
Effective Jul 1, 2026
Rate checked
More details - Sunstate BankAdvantage Money MarketAdvantage Money Market · 0.10%–3.25% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: New money only offer. Deposits must come from funds not currently held at Sunstate Bank.
Offer: Standard competitive rate without checking account relationship.
Qualified rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY Any balance 3.00% $2,500 – $10,000 0.10% $10,000 and upYour amount 3.25% $250,000 and up 3.04% Rate checked
More details - Bippus State BankElevated SavingsSavings · $10,000 min · 0.00%–3.25% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: $10,000 minimum balance requirement. Limited to six withdrawals per month. Interest compounded quarterly.
Offer: Balances below $10,000 earn 0.00% APY (no interest).
Compounded quarterly · Effective Jan 7, 2026
Rate by balance
Rate by balance for Elevated Savings Balance APY Any balance 0.00% $10,000 and upYour amountUnlimited deposits. 3.25% Rate checked
More details - Millbury National BankKasasa SaverSavings · $0 min · 0.40%–3.25% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Must be linked to Kasasa Cash Checking or Kasasa Cash Back Checking account. No minimum deposit required to open. Qualifications require at least 1 direct deposit or ACH payment transaction, at least 12 debit card purchases post and settle, and enrollment in e-Statements during each Monthly Qualification Cycle.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met; balances below $100,000.01
Qualified rate · 3.20% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 3.25% Over $100,000 0.40% Rate checked
More details - People Driven Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $10,000 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rates are variable and may change at any time. Only new funds transferred from external sources qualify for this promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility (living, working, attending school, or worshiping in Michigan, or eligible family/retiree groups). Federally insured by NCUA.
Offer: New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion.
Promotional rate · 3.20% interest rate · No monthly fee
Rate checked
More details - Hanover BankMax Saver SavingsSavings · $100 min · 0.20%–3.25% by balance
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Only available when linked to a Max Cash Checking or Max Cash Back Checking account. Automatic crediting of Max Cash or Max Cash Back earnings. Enrollment in electronic services (online banking, e-statements) and log-ons required. Limit of one Max checking account per Social Security Number. Variable rate.
Offer: When Max Cash or Max Cash Back qualifications are met.
Qualified rate · No monthly fee · Effective Feb 16, 2026
Rate by balance
Rate by balance for Max Saver Savings Balance APY Up to $100,000Your amount 3.25% $100,000 and up 0.20% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Offer: With active iSAVE Free Checking
Qualified rate · 3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - Valley Strong Credit UnionRelationship Money MarketRelationship Money Market · $2,500 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Must maintain both business and consumer share savings and checking to qualify for relationship pricing on consumer and business money market products. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained to earn the promotional APY. Variable rates; fees may reduce earnings.
Offer: Pricing for San Joaquin and Solano County. Must maintain both business and consumer share savings and checking. $2,500 minimum deposit of new funds required for Consumer Checking and Consumer Money Market and must be maintained.
Qualified rate · 3.20% interest rate · Effective Aug 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,199 accounts at 4,869 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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- Synchrony BankBank