Credit union · NCUA insured
Tel-U-Watt Federal Credit Union Savings Rates
Tel-U-Watt Federal Credit Union’s best savings rate is 3.25% APY on $10,000, with its Share Deposit Accounts. Rates checked October 22, 2026.
How Tel-U-Watt Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Minot, ND, where Tel-U-Watt Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tel-U-Watt Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $325
Share Deposit Accounts
2nd-highest rate
Dakota West Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
3rd-highest rate
Credit Union 1
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Tel-U-Watt Federal Credit Union savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0003.25%
- $10,000 balance$10,0003.25%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tel-U-Watt Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Deposit Accounts
3.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates subject to change quarterly. Deposit limit of $5,000 per family per month. Dividends are paid quarterly.Any balance | 3.25% | $325 | Rates subject to change quarterly. Deposit limit of $5,000 per family per month. Dividends are paid quarterly. |
Sources (1)
- teluwatt.com/shares · captured Sep 19, 2026
Share Deposit Accounts
3.25%APY
Serving the employees of SRT Communications and Xcel Energy since 1934. Deposit limit of $5,000 per family per month. Dividends are paid quarterly. Rates subject to change quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are subject to change quarterly. Dividends are paid quarterly. Deposit limit of $5,000 per family per month.Any balance | 3.25% | $325 | Rates are subject to change quarterly. Dividends are paid quarterly. Deposit limit of $5,000 per family per month. |
Sources (1)
- teluwatt.com/shares · captured Sep 19, 2026
Who can join Tel-U-Watt Federal Credit Union
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