Best high-yield savings rates

Requirements

Product: Members are required to open and maintain a share or savings account with a minimum $5 deposit. Dividend rates declared for the 3rd Quarter of 2026. Fees or other conditions may reduce earnings.

Offer: up to $2,000

Requirements

Product: Tiered rate structure. Dividends paid monthly. $2,500 minimum deposit required.

Offer: Dividend rate 2.00%. Dividends paid and compounded monthly.

Requirements

Product: Individual accounts available only for employees of Genuine Parts Company and its subsidiaries in the United States. Opening a Savings Account with an initial $5 deposit is required for membership. Dividends are paid on average share balances in excess of $50.00, calculated on a daily basis using the average daily balance method, and paid quarterly. Maximum account balance per member for all accounts combined is $250,000.

Offer: Dividend for the fourth quarter 2024. Dividends are paid on average share balances in excess of $50.00, calculated on a daily basis and paid quarterly.

Requirements

Product: Requires linked Montgomery eBlue Checking account. Minimum opening deposit is $100. No monthly maintenance fee. Limited to one account per individual.

Offer: Applies to daily collected balances up to $50,000 when qualification activity requirements on linked eBlue Checking are met (at least 12 debit card POS purchases, at least 1 direct deposit or recurring ACH auto debit, maintain valid email and free eStatements).

Requirements

Product: Available to Select Checking account holders that remain in good standing. $100 minimum to open. $2 monthly service charge waived with enrollment in eStatements. Must maintain a $2,500 minimum account balance to obtain the interest rate or the interest drops to 0.00% APY. Accrued interest to date is not paid on accounts closed prior to quarter end.

Offer: Available to Select Checking account holders in good standing. $2,500 minimum account balance to earn stated interest rate/APY (drops to 0.00% APY if below $2,500). $2 monthly fee waived with eStatements.

Requirements

Offer: Required to earn APY. Maintain daily balance of $1,000 to avoid $8 fee.

Requirements

Product: Deposits must be made in $500.00 increments or more.

Offer: Deposits must be made in $500.00 increments or more.

Requirements

Product: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance. Unlimited in-person or mail withdrawals; 6 free pre-authorized/automatic/phone/check/draft transactions per month ($15.00 per excess transaction). Interest rate is subject to change after account is opened.

Offer: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance.

Requirements

Product: Requires a linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking account. Limit 1 account per SSN. Qualifying for linked Kasasa checking rewards qualifies for highest Kasasa Saver rate. Monthly qualification cycle requires at least 10 debit card purchases (30 for Kasasa Cash Level 2), at least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction, and enrollment in e-Statements.

Offer: When qualifications in linked Kasasa checking account are met during Monthly Qualification Cycle.

Requirements

Product: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.

Offer: Dividends paid out at monthly intervals. Withdraw earnings at any time. Penalties apply for early withdrawal of principal. Dividends may be withdrawn before maturity without penalty, but no dividends will be paid on the amount withdrawn. Dividends may be transferred to checking or savings or automatically mailed monthly.

Requirements

Product: To be eligible for the Premium Savings account, an active linked Rewards Checking account is required. If the linked Rewards Checking account is closed while Premium Savings is active, it automatically converts to Statement Savings. Limit of 1 account per person. E-Statements provided free; paper statement terms may apply. Compounded monthly, credited monthly.

Offer: When Rewards Checking qualifications are met during a Monthly Qualification Cycle: at least 1 direct deposit, ACH payment, or ACH credit; at least 15 debit card transactions (POS/signature/PIN/recurring; ATM and P2P excluded); and enrolled in Online Banking and agree to receive E-statements. Daily balances up to $250,000 earn 1.9819% interest rate (2.00% APY). No minimum balance required to earn interest.

Requirements

Product: Retail accounts only; no commercial or institutional funds permitted. Member savings account required to establish membership. Must maintain a daily balance of $2,500. $18 monthly fee if balance drops below $2,500. Limited to 6 withdrawals per month.

Offer: Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. $18 monthly fee if balance drops below $2,500.

Requirements

Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account; automatic transfer of rewards. To earn qualification APY: use Texasgulf FCU Debit Card at least 12 times per month, sign up for eStatements, and sign up and log into Online Banking at least once per month. If qualifications not met, pays base dividend rate.

Offer: When qualifications in linked Kasasa Cash or Cash Back checking are met.

Requirements

Product: $10 monthly maintenance fee if average daily collected balance of $10,000 or more is not maintained. Check access subject to transaction limitations (limited to 6 pre-authorized electronic transactions per statement period).

Requirements

Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.