Bank · FDIC insured
Montgomery Bank
A $1.2B bank headquartered in Sikeston, MO, with 12 branches in Missouri. Best rates: CDs 3.75% and savings 0.07% APY.
Montgomery Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#60 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Montgomery Bank
Montgomery Bank has been family owned since 1957, operating twelve branches across Southeast Missouri and St. Louis.
- Headquarters
- 1 Montgomery Bank Plaza St, Sikeston, MO 63801
- FDIC certificate
- 8255 ↗
Branches
12 branches in Missouri
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Missouri
12 branches
St. Louis area · 7
- Bridgeton Branch11998 Saint Charles Rock Rd, Bridgeton, MO 63044Directions
- Chesterfield Branch13483 Olive Blvd, Chesterfield, MO 63017Directions
- Des Peres Branch13303 Manchester Rd, Des Peres, MO 63131Directions
- Ellisville Branch199 Clarkson Rd, Ellisville, MO 63011Directions
- Union Branch3803 Union Rd, St. Louis, MO 63125Directions
- Valley Park Branch35 Marshall Rd, Valley Park, MO 63088Directions
- Mid-South Branch1229 S Laclede Station Rd, Webster Groves, MO 63119Directions
Cape Girardeau area · 3
- Cape Girardeau - Broadway Branch2027 Broadway St, Cape Girardeau, MO 63701Directions
- Cape Girardeau - Mount Auburn Branch200 S Mount Auburn Rd, Cape Girardeau, MO 63703Directions
- Jackson Branch2125 E Jackson Blvd, Jackson, MO 63755Directions
Sikeston area · 2
- Montgomery BankMain office1 Montgomery Bank Plaza St, Sikeston, MO 63801Directions
- Miner Branch2201 E Malone Ave, Sikeston, MO 63801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.69% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.44% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.63% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio9.69%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.63%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Montgomery Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.