Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results
- Mid Oregon Credit UnionBonus SaverSavings · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Must be opened or funded within five days of opening the associated Share Certificate with terms of 6 months or more; valid for new deposits only. Opening balance $1,000, up to the amount of the companion certificate account. Must maintain a minimum balance of $1,000 to earn dividends. Low balance fee: $10 for balances below $1,000.
Offer: Must be opened or funded within 5 days of opening associated Share Certificate of 6+ months; companion certificate maximum deposit limit applies. Low balance fee of $10 applies if balance falls below $1,000.
Qualified rate · 3.20% interest rate · Effective Apr 1, 2026
Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.35%–3.20% by balance
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Up to three free withdrawals or transfers per calendar quarter; $25 fee per additional withdrawal or transfer. Inactivity fee of $5.00 monthly if no activity for one year (waived if combined deposit balance is $500 or more, or primary account owner under 13). Earn additional APY boosts with linked Ultimate Growth Checking tiers. Variable rate.
Offer: With Tier 5 Ultimate Growth Checking. Minimum balance to earn APY is $5,000. Three free withdrawals/transfers per calendar quarter, then $25 each.
Qualified rate · 1.35% interest rate
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.35% $10,000 and upYour amountBase rate; 3.20% Rate checked
More details - Sharonview Federal Credit UnionHigh-Yield Savings AccountSavings · $100 min · 0.05%–3.20% by balance
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: $100 minimum deposit required to open account. To earn the promoted APY on average daily balances up to $100,000, must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits each calendar month. No debit card access. Withdrawals in excess of 6 per month incur a $25 fee per withdrawal.
Offer: Applies to average daily balance below $100, or if monthly requirements are not met.
Qualified rate · 0.05% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Any balance 0.05% $100 – $100,000Your amount 3.20% $100,000 and upSubject to maintaining $100 average daily balance and $100 aggregate ACH deposits. 0.05%* Rate checked
More details - Barclays Bank DelawareBarclays Online SavingsSavings · $0 min
Bank · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Must maintain a minimum balance that would earn at least $0.01 for interest to post.
No monthly fee
Rate checked
More details - American Heritage Credit UnionHigh-Yield Savings AccountSavings · $10,000 min
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal ($25 fee for each additional withdrawal per statement cycle). Maximum deposit amount is $1,000,000.
Offer: $10 monthly fee waived with daily balance of $10,000 or more; first 3 transfers/withdrawals per month free, $25 for each subsequent.
3.15% interest rate · Balance cap $1,000,000 · $10 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000
No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Partners Federal Credit UnionHigh Yield SavingsSavings · $10,000 min
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Elite Relationship Rewards tier (minimum combined household balance: $250,000). Minimum to open & earn dividends: $10,000.
Qualified rate · 3.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - International Bank of ChicagoMoney Market AccountMoney Market Account · $2,500 min · 2.20%–4.00% by balance
Bank · Add a location to see nearby branches
3.20%APY$320 a year on $10,000intro rateRequirements
Product: Opening balance $2,500. Monthly maintenance fee $15, waived with $2,500 minimum balance.
Offer: Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly.
Promotional rate · 2.18% interest rate · $15 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.20% $10,000 – $99,999Your amountPromotional rate for customers opening new accounts at branches in Illinois. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. 3.20% $100,000 – $249,999Promotional rate for customers opening new accounts at branches in Illinois. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. 3.70% $250,000 and upPromotional rate for customers opening new accounts at branches in Illinois. Rate guaranteed through 06/30/2027. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. 4.00% Rate checked
More details - Jovia Credit UnionOnline SavingsSavings · $11 min
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Rates may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. Fees may reduce earnings on the account. Please refer to our fee schedule for details. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.
Offer: Rates may change after the account is opened. Minimum balance to earn APY is based on a 30-day month. Fees may reduce earnings on the account. Please refer to our fee schedule for details. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.
3.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Must be a member of SRFFCU. Rates and APYs are variable and may change after account opening. Dividends compounded daily and credited monthly.
Offer: A minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable.
3.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · Add a location to see nearby branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Lafayette Federal Credit UnionPreferred Savings AccountSavings · $50 min · 3.20%–3.25% by balance
Credit union · Add a location to see nearby branches
3.20%APY$320 a year on $10,000Requirements
Product: Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings.
Offer: Minimum balance to earn APY is $50.
3.15% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY Up to $19,999Your amount 3.20% $20,000 and up 3.25% Rate checked
More details - Florence BankHigh-Yield SavingsSavings · $10 min · 0.05%–3.20% by balance
Bank · Add a location to see nearby branches
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Account owner or co-owner must have a consumer checking or NOW account with Florence Bank.
Offer: Base Rate paid when checking balance qualification is not met.
Qualified rate · 0.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Over $0 0.05% $10 and upYour amountQualifying rate paid if the owner's and co-owner's cumulative checking account balances are at least $5,000 each day during the statement cycle. 3.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,199 accounts at 4,869 banks and credit unions · checked Oct 22–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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- Synchrony BankBank