Bank · FDIC insured
International Bank of Chicago Savings Rates
Top CarrotInternational Bank of Chicago’s best savings rate is 3.20% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How International Bank of Chicago’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where International Bank of Chicago has the most branches. $10,000, best rate first.
This bank’s best
International Bank of Chicago
3.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $320
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
International Bank of Chicago savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0003.20%
- $100,000 balance$100,0003.70%
- QualifiedQualified3.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where International Bank of Chicago ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 3.20%APY
Opening balance $2,500. Monthly maintenance fee $15, waived with $2,500 minimum balance.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $10,000Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. · $2,500 to open | 2.20% | $2,500 | — | Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. |
| $10,000 – $99,999Promotional rate for customers opening new accounts at branches in Illinois. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. · $2,500 to open | 3.20% | $2,500 | $320 | Promotional rate for customers opening new accounts at branches in Illinois. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. |
| $10,000 – $100,000Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. · $2,500 to open | 2.95% | $2,500 | $295 | Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. |
| $100,000 – $249,999Promotional rate for customers opening new accounts at branches in Illinois. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. · $2,500 to open | 3.70% | $2,500 | — | Promotional rate for customers opening new accounts at branches in Illinois. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. |
| $100,000 – $250,000Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. · $2,500 to open | 3.45% | $2,500 | — | Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. |
| $250,000 and upPromotional rate for customers opening new accounts at branches in Illinois. Rate guaranteed through 06/30/2027. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. · Unknown to open | 4.00% | Unknown | — | Promotional rate for customers opening new accounts at branches in Illinois. Rate guaranteed through 06/30/2027. No interest earned and a fee of $15.00 imposed if balance falls below $2,500. |
| $250,000 and upMonthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. · $2,500 to open | 3.75% | $2,500 | — | Monthly maintenance fee $15 waived with $2,500 minimum balance. Interest credited monthly. |
Sources (3)
All captured Oct 6, 2026
Premier Money Market
Up to 3.80%APY
Opening balance $250,000. Monthly maintenance fee $5, waived with $250,000 minimum balance.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $250,000 – $1,000,000Monthly maintenance fee $5 waived with $250,000 minimum balance. Interest credited monthly. · $250,000 to open | 3.80% | $250,000 | — | Monthly maintenance fee $5 waived with $250,000 minimum balance. Interest credited monthly. |
| $1,000,001 – $1,500,000Monthly maintenance fee $5 waived with $250,000 minimum balance. Interest credited monthly. · Unknown to open | 3.70% | Unknown | — | Monthly maintenance fee $5 waived with $250,000 minimum balance. Interest credited monthly. |
| $1,500,001 and upMonthly maintenance fee $5 waived with $250,000 minimum balance. Interest credited monthly. · Unknown to open | 3.60% | Unknown | — | Monthly maintenance fee $5 waived with $250,000 minimum balance. Interest credited monthly. |
Statement Savings
1.00%APY
Maintenance fee applies only when account balance falls below $200 minimum balance any day during the month. Accounts with $0 balance for 30 days will be automatically closed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upCredit frequency: Quarterly. Daily collected balance method. The APY is paid on the full balance for that tier. Monthly maintenance fee of $5 waived with minimum balance of $200.$200 and up | 1.00% | $100 | Credit frequency: Quarterly. Daily collected balance method. The APY is paid on the full balance for that tier. Monthly maintenance fee of $5 waived with minimum balance of $200. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.