Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 271–285 results
- Trumark Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Requires an active Momentum Checking Account and meeting monthly qualification requirements ($1,000 in electronic deposits, 15 qualifying transactions, or age 26 or younger) to earn 3.50% APY on balances from $1 to $100,000; balances above $100,000 or months when qualifications are not met earn the Primary Savings rate.
Offer: If monthly qualification requirements are not met, the account earns the Primary/Regular Savings rate for that month.
Qualified rate · 0.09% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Any balance 0.10% Up to $100,000Your amount 3.50% Over $100,000 0.10% Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - Polish National Credit UnionHigh Yield Savings AccountSavings · $10,000 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Limited-time offer. Requires membership. New money only (funds currently held at the credit union cannot be used). Available for individuals only; IRA accounts are not eligible. Minimum $10,000 opening deposit to earn the advertised rate. Minimum daily balance of $10.00 required each day to obtain the advertised APY. Interest compounds daily. Rates subject to change after opening. Fees may reduce earnings.
Offer: New money only. Minimum opening balance and minimum balance to earn advertised rate is $10,000. Minimum daily balance of $10.00 required to obtain advertised APY. Qualifying interest/dividend rate is 3.39%. Interest compounds daily. Not eligible for IRAs.
Promotional rate · 3.39% interest rate · Effective Mar 9, 2026
Rate checked
More details - Liberty Bay Credit UnionHigh Yield SavingsSavings · $10,000 min · 0.10%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: No maintenance fees; funds are fully liquid. Minimum balance to open and earn stated APY is $10,000 of new money not already on deposit with Liberty Bay. Variable rate account; rates can change after the account is opened. Dividends are compounded daily and paid monthly.
Offer: Variable rate account; rates can change after the account is opened. Dividends are compounded daily and paid monthly. Minimum opening deposit is $10,000 of new money.
Promotional rate · 0.10% interest rate · Compounded daily · No monthly fee · Effective Jun 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $9,999 0.10% $9,999 – $9,999,999Your amount 3.50% Rate checked
More details - Leaders Credit UnionForward Plus High Yield SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: No minimum opening balance, no minimum balance to earn dividends, and no monthly service charges. Interest accrual applies up to a maximum balance of $5,000,000.
Offer: Flat rate on balances up to $5,000,000; compounded and credited monthly.
3.45% interest rate · Balance cap $5,000,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - TriStar BankTriStar High Yield Savings AccountSavings · $100 min
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Must have a TriStar personal checking account. Limit 1 account per SSN. To qualify for higher interest rates, must have monthly direct deposit/ACH credit or minimum of 10 debit card transactions during the monthly statement cycle.
Offer: When qualification requirements are met (direct deposit/ACH credit or at least 10 debit card transactions post and settle during statement cycle).
Qualified rate · Balance cap $50,000 · No monthly fee · Effective May 1, 2026
Rate checked
More details - 7 17 Credit UnionVelocity SavingsSavings · $0 min · 0.08%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: High-yield savings account. Not available for Minors, Rep Payee, Guardianship or Business accounts/members. Dividends calculated by the daily balance method. Higher rate requires qualifying monthly account requirements: Direct Deposit totaling $1,000 or more in aggregate posting to any 7 17 account owned; eStatements enrollment; and net balance increase of $250 or more over prior month ending balance.
Offer: Standard base tier or when monthly account requirements are not met.
Qualified rate · 0.08% interest rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Velocity Savings Balance APY Up to $5,000 0.08% $5,000 and upYour amountRequires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month. 3.50% Rate checked
More details - Philadelphia Federal Credit UnionHigher Yield SavingsSavings · $50 min · 1.30%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Tiered rate structure rewards bigger balances. No monthly fees or minimum balance requirements.
Offer: Tier 1: $50 minimum daily balance required to obtain stated rate and yield.
1.29% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Yield Savings Balance APY $50 and up 1.30% $2,000 and up 1.30% $10,000 and upYour amount 3.50% $25,000 and up 3.50% Rate checked
More details - ACCESS Credit UnionHigh Yield SavingsSavings · $2,500 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below the required balance. Includes two free withdrawals per month (including transfers between shares or to another Access CU account); $10 fee per each additional withdrawal/transfer out.
Offer: Deposits of $2,500 or more earn 3.50% APY (APR = 3.45%). Two free withdrawals/transfers per month, $10 per additional withdrawal/transfer out.
Effective Sep 18, 2024
Rate checked
More details - Lakeside BankKasasa SaverSavings · $100 min · 0.02%–3.50% by balance
Bank · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Open a free Kasasa Cash checking account to be eligible. Kasasa Cash interest and ATM fee refunds automatically swept into Kasasa Saver. No minimum balance to earn rewards. Limited to 6 preauthorized/automatic transfers per statement cycle. Rate may change without notice.
Offer: When Kasasa Cash qualifications are not met, paid on the entire balance.
Qualified rate · 0.02% interest rate · Effective Sep 19, 2025
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.02% Up to $100,000Your amountWhen monthly Kasasa Cash qualifications are met (Tier 1). 3.50% Rate checked
More details - Texans Credit UnionMy Texans SavingsSavings · $5 min · 0.01%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Minimum balance of $5 required to open a Regular/My Texans Savings account. Minimum daily balance of $25 is required to earn dividends. Dividends compounded monthly and credited each calendar month.
Offer: Requires linked Texans Two-Step Checking account with monthly direct deposits of $2,000 or more during the qualification cycle. Balances up to $20,000 earn 3.50% APY.
Qualified rate · 3.45% interest rate · Compounded monthly · Effective Feb 23, 2026
Rate by balance
Rate by balance for My Texans Savings Balance APY Up to $20,000Your amount 3.50% Over $20,000 0.01% Rate checked
More details - Heritage Hub Federal Credit UnionHigh Yield Savings AccountSavings
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Offer: Up to 3.5% APY.
Rate checked
More details - Edwards Federal Credit UnionHigh-Yield Savings Account (HYSA)Savings · $1 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Membership with Edwards Federal Credit Union is required. Account requires direct deposit each month to earn promotional APY; otherwise, or if more than 6 withdrawals occur in a calendar month, the account earns the regular savings dividend rate for that month.
Offer: Requires direct deposit each month and no more than 6 withdrawals per calendar month to qualify for 3.50% APY.
Qualified rate · Balance cap $250,000 · No monthly fee · Effective Nov 1, 2025
Rate checked
More details - California Credit UnionPremium Money Market Account - Temecula-MurrietaPremium Money Market Account - Temecula-Murrieta · $2,500 min
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000Requirements
Product: Exclusively for new members at the Temecula-Murrieta Branch; must be opened in-branch. Requires new money or transfer from another financial institution. Excludes business accounts. A Share Account with $0.01 Par Value is required to establish membership. A minimum daily balance of $2,500 is required to avoid a $5 monthly service fee.
Offer: Earn up to 3.50% APY. Requires $2,500 opening deposit of new money and $0.01 minimum daily balance to earn dividends. $5 monthly fee if balance falls below $2,500 on any day of the month. Exclusively for new members at Temecula-Murrieta Branch and must be opened in-branch. A Share Account with $0.01 Par Value is required to establish membership.
$5 monthly fee
Rate checked
More details - Mile High FCUKasasa SaverSavings · $0 min · 0.75%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account required. Limit 1 account per SSN. Membership restrictions apply.
Offer: When linked Kasasa Cash or Kasasa Cash Back account qualifications are met (at least 12 debit card purchases post and settle, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle).
Qualified rate · 3.45% interest rate · No monthly fee · Effective Dec 31, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 3.50% $20,000 and up 0.75%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank