Credit union · NCUA insured
Mile High FCU Savings Rates
Mile High FCU’s best savings rate is 0.05% APY on $10,000, with its Secondary Savings. Rates checked October 22, 2026.
How Mile High FCU’s savings rates compare
Compared with banks and credit unions near Butte, MT, where Mile High FCU has the most branches. $10,000, best rate first.
This credit union’s best
Mile High FCU
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Kasasa Saver
2nd-highest rate
Horizon Credit Union
3.03%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $303
3rd-highest rate
Southwest Montana Community Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Mile High FCU savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mile High FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 3.50%APY
Linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account required. Limit 1 account per SSN. Membership restrictions apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000When linked Kasasa Cash or Kasasa Cash Back account qualifications are met (at least 12 debit card purchases post and settle, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle). | 3.50% | $350 | When linked Kasasa Cash or Kasasa Cash Back account qualifications are met (at least 12 debit card purchases post and settle, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle). |
| Any balanceBase rate earned on entire daily balance when qualifications are not met. | 0.05% | $5 | Base rate earned on entire daily balance when qualifications are not met. |
| $20,000 and upPortion of daily balance over $20,000 earns 0.747% dividend rate, resulting in 3.50% to 1.21% APY depending on balance when qualifications are met. | 0.75% | — | Portion of daily balance over $20,000 earns 0.747% dividend rate, resulting in 3.50% to 1.21% APY depending on balance when qualifications are met. |
Sources (3)
- milehighfcu.org/accounts/perso…avings/kasasa-saver.html
- milehighfcu.org/services-tools/tools/rates.html
- milehighfcu.org/accounts/personal-savings
All captured Sep 16, 2026
Secondary Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- milehighfcu.org/services-tools/tools/rates.html · captured Sep 16, 2026
Share Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- milehighfcu.org/accounts/perso…are-savings-account.html
- milehighfcu.org/services-tools/tools/rates.html
- milehighfcu.org/accounts/personal-savings
All captured Sep 16, 2026
Special-purpose accounts
Coverdell Education Savings Account (ESA)
0.30%APY
Designated beneficiary must be under 18 when contributions are made. Income limits apply to contribute. $2,000 maximum annual contribution per child. Funds must be withdrawn by age 30.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (2)
- milehighfcu.org/accounts/perso…ement-accounts-iras.html
- milehighfcu.org/services-tools/tools/rates.html
All captured Sep 16, 2026
Roth IRA
0.30%APY
$25 setup fee. Income limits apply to be eligible. Annual contribution limits apply. Early withdrawals on interest before age 59 1/2 subject to penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (3)
- milehighfcu.org/accounts/perso…ement-accounts-iras.html
- milehighfcu.org/services-tools/tools/rates.html
- milehighfcu.org/accounts/personal-savings
All captured Sep 16, 2026
Traditional IRA
0.30%APY
$25 setup fee. Annual contribution limits apply. Early withdrawals before age 59 1/2 subject to penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (3)
- milehighfcu.org/accounts/perso…ement-accounts-iras.html
- milehighfcu.org/services-tools/tools/rates.html
- milehighfcu.org/accounts/personal-savings
All captured Sep 16, 2026
Christmas Club Account
0.05%APY
Funds automatically deposited to checking or savings account on the last week in October of each calendar year. Early withdrawal results in penalty and forfeiture of dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid annually; forfeited if balance is withdrawn prior to maturity.Any balance | 0.05% | $5 | Dividends paid annually; forfeited if balance is withdrawn prior to maturity. |
Sources (3)
- milehighfcu.org/services-tools/tools/rates.html
- milehighfcu.org/accounts/personal-savings
- milehighfcu.org/accounts/perso…istmas-club-account.html
All captured Sep 16, 2026
Who can join Mile High FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Silver Bow County, Montana are eligible for membership.
- Persons who regularly work, attend school, worship, or participate in associations headquartered in Silver Bow County, Montana are eligible for membership.
Employers and groups
- Incorporated organizations located in Silver Bow County, Montana or maintaining a facility in Silver Bow County, Montana are eligible for membership.
Family and household
- All family members of eligible persons, including spouses, children, step-children, parents, grandparents, in-laws, aunts, uncles, and cousins, are eligible for membership.
Other ways
- Persons participating in programs to alleviate poverty or distress located in Silver Bow County, Montana are eligible for membership.
Cost to join
- Must open a share account and maintain a minimum balance of $5.00 to become a member.
Membership information collected October 4, 2026.