Credit union · NCUA insured
Edwards Federal Credit Union Savings Rates
Edwards Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Edwards Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Edwards Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Edwards Federal Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $350
High-Yield Savings Account (HYSA)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Edwards Federal Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.80%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Edwards Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account (HYSA)
3.50%APY
Membership with Edwards Federal Credit Union is required. Account requires direct deposit each month to earn promotional APY; otherwise, or if more than 6 withdrawals occur in a calendar month, the account earns the regular savings dividend rate for that month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Requires direct deposit each month and no more than 6 withdrawals per calendar month to qualify for 3.50% APY.Up to $250,000 | 3.50% | $350 | Requires direct deposit each month and no more than 6 withdrawals per calendar month to qualify for 3.50% APY. |
Sources (1)
- edwardsfcu.org/banking/savings/high-yield-savings · captured Sep 16, 2026
Money Market Savings
Up to 1.00%APY
Up to 6 withdrawals per month. Minimum deposit $2,500. Monthly Service Fee: $0.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upUp to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. | 0.05% | $5 | Up to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. |
| $2,500 and upUp to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. | 0.80% | $80 | Up to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. |
| $10,000 and upUp to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. | 1.00% | $100 | Up to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. |
| $50,000 and upUp to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. | 1.15% | — | Up to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. |
| $100,000 and upUp to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. | 1.80% | — | Up to 6 withdrawals per month; Minimum deposit $2,500. Variable rate. |
Sources (2)
All captured Oct 6, 2026
Primary Savings / Share Savings
0.25%APY
Required to establish membership at Edwards Federal Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn interest/dividends is $25.$25 and up | 0.25% | $25 | Minimum balance to earn interest/dividends is $25. |
Sources (3)
- edwardsfcu.org/banking/savings
- edwardsfcu.org/banking/savings/primary-savings
- edwardsfcu.org/dividend-rates
All captured Sep 16, 2026
Special-purpose accounts
Education IRA
0.20%APY
Income requirements may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- edwardsfcu.org/dividend-rates · captured Sep 16, 2026
Holiday Savings
0.05%APY
Does not allow funds withdrawal until automatically dispersed on October 31st of each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFunds dispersed October 31.$25 and up | 0.05% | $5 | Funds dispersed October 31. |
Sources (3)
- edwardsfcu.org/banking/savings
- edwardsfcu.org/banking/savings/holiday-savings
- edwardsfcu.org/dividend-rates
All captured Sep 16, 2026
Organizational Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- edwardsfcu.org/dividend-rates · captured Sep 16, 2026
Youth Savings
0.05%APY
Available to minors ages 0-17. An adult must be a joint signer on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upOpen to minors up to age 17 with an adult joint signer.$25 and up | 0.05% | $5 | Open to minors up to age 17 with an adult joint signer. |
Sources (3)
- edwardsfcu.org/banking/savings
- edwardsfcu.org/banking/savings/youth-savings
- edwardsfcu.org/dividend-rates
All captured Sep 16, 2026
Who can join Edwards Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.