Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Washington
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Native American BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.25%–0.45% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Designed for higher balances with minimal transaction needs. $2,500.00 minimum daily balance required to earn interest and avoid the $10.00 monthly statement fee. Interest is compounded daily and credited monthly.
Offer: $2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $49,999Your amount 0.25% $50,000 – $99,999 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - United Business BankU Matter Money Market AccountU Matter Money Market Account · $5,000 min · 0.25%–1.77% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available on new money only. Account APY is based on a tiered rate system. Minimum deposit of $5,000 - maximum deposit of $10,000,000 requirement for U Matter Account Specials.
Offer: New money only.
Promotional rate · Effective Jul 23, 2026
Rate by balance
Rate by balance for U Matter Money Market Account Balance APY $1,000 – $10,001Your amount 0.25% $10,001 – $50,001 0.25% $50,001 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 and up 1.77% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Contributions may be eligible for a State of Idaho tax deduction. Contribute up to $10,000 for single or $20,000 for married couples filing jointly per calendar year. Five free withdrawals by check per month.
Offer: Monthly service fee is $5 if balance is less than $100.
0.25% interest rate · $5 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to save for a specific purpose.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Choice Savings Account Balance APY Up to $1,499 0.20% $1,500 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: ICCU debit card purchases are rounded up to next whole dollar and deposited into savings.
0.25% interest rate · No monthly fee
Rate checked
More details - Canopy Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.25%–0.35% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $2,000 deposit to start earning dividends; up to 6 monthly withdrawals. Variable rate account.
Offer: Compounded monthly; minimum $2,000 balance to earn dividends.
0.25% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 0.25% $5,000 – $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 and up 0.35% Rate checked
More details - Pacific NW Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.25%–0.75% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. Unlimited withdrawals, transfers, and deposits. No terms or penalties for early withdrawal.
0.25% interest rate · Compounded daily · No monthly fee · Effective Nov 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.50% $50,000 and up 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: STCU membership required. One First5 Savings Account per person. Variable dividend rate subject to change.
Offer: Applies to the first $500. No minimum balance required to earn the APY.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for First5 Savings Balance APY Up to $500 5.10% $500 and upYour amount 0.25% Rate checked
More details - PrimeSource Credit UnionPREMIUM MONEY MARKETPREMIUM MONEY MARKET · $5,000 min · 0.25%–0.40% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Premium Money Market does not earn interest until minimum balance of $5,000.00 is reached.
Effective May 1, 2025
Rate by balance
Rate by balance for PREMIUM MONEY MARKET Balance APY $5,000 and upYour amount 0.25% $15,000 and up 0.30% $50,000 and up 0.35% $75,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Dividends compounded and credited annually. Minimum daily balance to earn dividends is $5.00.
0.25% interest rate · Effective Mar 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open to Sound members 18 and older living in Washington State. Limit one Save to Win Savings account per member. Membership with Prime Savings required.
Offer: $0 minimum balance. Earns quarterly dividends and entries into prize drawings for every $25 month-over-month balance increase (max 100 entries/month, 300/quarter, 1,200/year).
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with credit union. Includes 6 free ATM withdrawals per month ($2 fee per withdrawal thereafter).
Offer: Variable rate. Minimum balance to earn APY is $100.00.
No monthly fee
Rate checked
More details - Verity Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.75% by balance
Credit union · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available to Verity Credit Union members. Minimum check withdrawal amount is $500.
Offer: Once a balance range is met, the APY for that range will apply to the entire balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $49,999Your amount 0.20% $50,000 – $99,999 0.55% $100,000 – $249,999 0.60% $250,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches