Bank · FDIC insured
Native American Bank Savings Rates
Native American Bank’s best savings rate is 0.25% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How Native American Bank’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Native American Bank has the most branches. $10,000, best rate first.
This bank’s best
Native American Bank
0.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $25
Personal Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Native American Bank savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Native American Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.25%APY
Designed for higher balances with minimal transaction needs. $2,500.00 minimum daily balance required to earn interest and avoid the $10.00 monthly statement fee. Interest is compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $49,999$2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee. | 0.25% | $25 | $2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee. |
| $50,000 – $99,999$2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee. | 0.35% | — | $2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee. |
| $100,000 and up$2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee. | 0.45% | — | $2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee. |
Sources (2)
- nativeamericanbank.com/personal-banking/interest-rates
- nativeamericanbank.com/persona…nal-checking-and-savings
All captured Sep 24, 2026
Personal Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$50.00 minimum daily balance required to avoid monthly service fee. Interest is compounded daily and credited quarterly.Over $0 | 0.25% | $25 | $50.00 minimum daily balance required to avoid monthly service fee. Interest is compounded daily and credited quarterly. |
Sources (2)
- nativeamericanbank.com/personal-banking/interest-rates
- nativeamericanbank.com/persona…nal-checking-and-savings
All captured Oct 4, 2026
Special-purpose accounts
Youth Savings
0.25%APY
Designed for customers under age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Designed for customers under age 18. Interest is compounded daily and credited quarterly.Over $0 | 0.25% | $25 | Designed for customers under age 18. Interest is compounded daily and credited quarterly. |
Sources (2)
- nativeamericanbank.com/personal-banking/interest-rates
- nativeamericanbank.com/persona…nal-checking-and-savings
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.