Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Virginia
- Apple FCUMoney Market AccountMoney Market Account · 0.50%–3.00% by balance
Credit union · 24 branches
1.55%APY$155 a year on $10,000Requirements
Product: Offers flexible access to funds with no term requirements. Compounded monthly.
Offer: Compounded monthly.
Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.50% $2,500 – $19,999Your amount 1.55% $20,000 – $49,999 1.60% $50,000 – $99,999 1.70% $100,000 – $249,999 1.75% $250,000 – $999,999 2.00% $1,000,000 and up 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Minimum balance required is $5.00 membership fee. Balance of $100.00 required to earn dividends. Dividends calculated on daily balance, compounded quarterly, and paid quarterly. Serves as overdraft protection for checking accounts.
Offer: Dividends calculated on daily balance, compounded quarterly and paid quarterly. Balance of $100.00 required to earn dividends. Minimum balance of $5.00 membership fee required.
Compounded quarterly
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: VIP Plus qualification required.
Offer: VIP Plus qualification required.
1.49% interest rate · Effective Mar 1, 2021
Rate by balance
Rate by balance for VIP Plus Balance APY Up to $24,999Your amount 1.50% $25,000 and up 0.25% Rate checked
More details - SalemVA Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 1.41%–2.22% by balance
Credit union · 3 branches
1.41%APY$141 a year on $10,000Requirements
Product: Limited to no more than six (6) withdrawals or transfers per month (including automatic transfers, telephonic orders, checks, or ACH). Exceeding limitations in any statement period may result in a fee or account closure.
Offer: Tier 1 balance tier.
1.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $24,999Your amount 1.41% $25,000 – $49,999Tier 2 balance tier. 1.61% $50,000 and upTier 3 balance tier. 2.22% Rate checked
More details - Marine Federal Credit UnionChoice Money Market ShareChoice Money Market Share · $0 min · 0.75%–4.23% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Limit of one Choice Money Market Share per Marine FCU account. Debit cards, check writing, and Zelle transfers are restricted. May be used for overdraft protection.
Offer: Dividends compound and credit monthly using the Average Daily Balance method.
Effective Oct 19, 2026
Rate by balance
Rate by balance for Choice Money Market Share Balance APY Up to $3,000 4.23% $3,000 – $5,000 3.20% $5,000 – $10,000 2.12% $10,000 – $15,000Your amount 1.31% $15,000 – $25,000 0.80% $25,000 and up 0.75% Rate checked
More details - Virginia Credit UnionPremium Money MarketPremium Money Market · $10,000 min · 0.05%–1.25% by balance
Credit union · 39 branches
1.25%APY$125 a year on $10,000Requirements
Product: Earn returns while keeping access to savings. Choose between Premium (minimum balance of $10,000) and Premium Plus (minimum balance of $25,000). 2 free withdrawals every month, $3 for each additional. Checking transfers, automatic overdraft protection for checking, direct deposit or payroll deduction. Dividends accrue daily and are paid monthly. Fees may reduce earnings. APYs may change after account is opened.
Offer: Compounding frequency: Monthly. Dividends accrue daily and are paid monthly. APYs may change after account is opened. Fees may reduce earnings.
0.05% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY $100 and up 0.05% $10,000 and upYour amount 1.25% Rate checked
More details - Hanscom Federal Credit UnionYour Way SavingsSavings · $25 min · 0.20%–2.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Your Way Checking required to open Your Way Savings. No monthly service fees or minimum balance. Dividends paid on balances of $0.01 or more. Multi-tiered rate structure with 14 tiers. Balance Boost automatic savings service available to transfer up to $1,500/month to share certificates.
Offer: Your Way Checking required to open Your Way Savings. Monthly dividend period.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Your Way Savings Balance APY Up to $200 0.20% $200 – $400 0.30% $400 – $750 0.40% $750 – $1,000 0.50% $1,000 – $2,000 0.60% $2,000 – $4,000 0.70% $4,000 – $6,000 0.80% $6,000 – $8,000 0.90% $8,000 – $10,000 1.00% $10,000 – $20,000Your amount 1.25% $20,000 – $30,000 1.50% $30,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Call Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–2.50% by balance
Credit union · 8 branches
1.25%APY$125 a year on $10,000Requirements
Product: Membership required. Minimum deposit to open is $1,000.00. Rates may change after account is opened. Dividends compound and are credited monthly. Balances above $1,000 earn dividends at successively higher tiered rates. Write up to three checks monthly free-of-charge. Withdrawals limited to six per month.
Offer: Average Daily Balance tier $1,000.00 – $9,999.99.
0.35% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.25% $100,000 – $150,000 1.50% $150,000 – $200,000 1.75% $200,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - Signature Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 1.10%–1.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Limited to 6 withdrawals per month. Annual Percentage Yield can change monthly. Membership eligibility required.
Offer: Limited to 6 withdrawals per month. APY can change monthly.
Effective May 27, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and up 1.10% $10,000 and upYour amount 1.25% $50,000 and up 1.50% Rate checked
More details - 1.24%APY$124 a year on $10,000
Requirements
Product: Earn top interest tied directly to Fed Funds averages. For balances over $1,000, interest rate is based on Fed Funds Average minus margin of 2.65%, min rate 0.05%. Rate may change monthly on the 7th business day. Maintain a daily balance of $1,000 to earn interest and avoid $15 Monthly Maintenance Fee. Up to 6 withdrawals/transfers per statement cycle at no cost, $15 excessive withdrawal fee thereafter.
Offer: Rate based on Fed Funds Average minus margin of 2.65%, minimum 0.05%. Maintain daily balance of $1,000 to earn interest and avoid $15 monthly maintenance fee.
1.23% interest rate · $15 monthly fee · Effective Oct 9, 2026
Rate checked
More details - State Department Federal Credit UnionPrime Money Market AccountPrime Money Market Account · $2,000 min
Credit union · 3 branches
1.21%APY$121 a year on $10,000Requirements
Product: No service fees. Up to six preauthorized transfers a month (three by check with a $100 minimum). No penalty fees if balance drops below the minimum. Will not earn dividends if the balance falls below $2,000. Interest & dividends may be waived by member request.
Offer: Dividends calculated daily and credited monthly. Prime account will not earn dividends if the balance falls below $2,000.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1.20%APY$120 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100,000Your amount 1.20% $100,000 – $250,000 1.40% $250,000 – $3,000,000 1.40% $3,000,000 – $5,000,000 1.40% $5,000,000 – $100,000,000 0.30% Rate checked
More details - 1.15%APY$115 a year on $10,000with conditions
Requirements
Product: Requires linked FNB Kickback Checking or FNB Platinum Checking account. Limit of 1 account per Social Security Number. Free eStatements.
Offer: Qualifications met: at least 12 debit card purchases post and settle per statement cycle, enrolled in and agreed to receive eStatements, enrolled in and log into online banking, and maintain a valid email address on record.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Oct 9, 2025
Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches