Credit union · NCUA insured
Augusta County Federal Credit Union
A $25.5M credit union headquartered in Verona, VA, with 2,386 members and 1 branch in Virginia. Best rates: CDs 3.30% and savings 1.50% APY.
Augusta County Federal Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#6 of 12 in Staunton, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Augusta County Federal Credit Union
Augusta County Federal Credit Union is located in Verona, Virginia.
- Headquarters
- 18 Government Center Ln, Verona, VA 24482-2678
- NCUA charter
- 11744
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all full-time and contract employees of the Augusta County Government Center.
- Membership is open to all full-time and contract employees of Middle River Regional Jail.
- Membership is open to all full-time and contract employees of Augusta County Schools.
- Membership is open to all full-time and contract employees of the Augusta County Sheriff’s Office.
- Membership is open to all full-time and contract employees of Shenandoah Valley Social Services.
- Membership is open to all full-time and contract employees of Augusta Water.
1 more way to join
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- Joining requires completing a membership application and making an initial deposit of $5.00.
Branches
1 branch in Virginia
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Virginia
1 branch
- Augusta County Federal Credit UnionMain office18 Government Center Ln, Verona, VA 24482Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 26.25% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.72% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.93% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio26.25%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.72%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.93%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Augusta County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.