Credit union · NCUA insured
Augusta County Federal Credit Union Savings Rates
Augusta County Federal Credit Union’s best savings rate is 1.50% APY on $10,000, with its Regular Share Account. Rates checked October 22, 2026.
How Augusta County Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Staunton, VA, where Augusta County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Augusta County Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $150
Regular Share Account
Top rate
Pendleton Community Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
2nd-highest rate
F&M Bank
2.55%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $255
Augusta County Federal Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Augusta County Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Account
1.50%APY
Minimum balance required is $5.00 membership fee. Balance of $100.00 required to earn dividends. Dividends calculated on daily balance, compounded quarterly, and paid quarterly. Serves as overdraft protection for checking accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends calculated on daily balance, compounded quarterly and paid quarterly. Balance of $100.00 required to earn dividends. Minimum balance of $5.00 membership fee required.$100 and up | 1.50% | $150 | Dividends calculated on daily balance, compounded quarterly and paid quarterly. Balance of $100.00 required to earn dividends. Minimum balance of $5.00 membership fee required. |
Who can join Augusta County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all full-time and contract employees of the Augusta County Government Center.
- Membership is open to all full-time and contract employees of Middle River Regional Jail.
- Membership is open to all full-time and contract employees of Augusta County Schools.
- Membership is open to all full-time and contract employees of the Augusta County Sheriff’s Office.
- Membership is open to all full-time and contract employees of Shenandoah Valley Social Services.
- Membership is open to all full-time and contract employees of Augusta Water.
1 more way to join
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- Joining requires completing a membership application and making an initial deposit of $5.00.
Membership information collected October 4, 2026.