Best high-yield savings rates

Requirements

Product: Prize-linked savings account with entry into cash prize drawings. Minimum opening deposit $25.00. Functions as a 12-month share certificate of deposit (CD).

Offer: Applies to balances from $25.00 to $9,999.99. 12-month term.

Requirements

Product: To be eligible for the Premium Savings account, an active linked Rewards Checking account is required. If the linked Rewards Checking account is closed while Premium Savings is active, it automatically converts to Statement Savings. Limit of 1 account per person. E-Statements provided free; paper statement terms may apply. Compounded monthly, credited monthly.

Offer: When linked Rewards Checking account qualifications are not met, the entire daily balance earns an interest rate of 0.05%, resulting in an APY of 0.05%.

Requirements

Product: Open a savings account with as little as a $1 deposit. Eligible for other TCCU perks and products. $5.00 single account service fee for Primary Savings (excludes Youth Accounts and accounts open less than 1 year).

Offer: Monthly service fee $5; waived for Youth Accounts or accounts open less than 1 year.

Requirements

Product: Membership requires purchasing and maintaining at least 1 share at par value of $20.00 and paying a nonrefundable $1.00 membership fee. Minimum opening deposit is $25.00 ($20.00 minimum balance plus joining fee). Transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month). Senior members age 60+ are automatically enrolled in Senior Share Accounts.

Offer: Minimum average daily balance of $20.00 required to earn stated APY. Dividends compounded and credited quarterly based on average daily balance. Account transfer and withdrawal limitations apply.

Requirements

Product: Maintain a $20 balance to waive the minimum balance fee. Maintain a $2,000 balance to waive the per Item Withdrawal Fee. The interest rate and APY are subject to change at any time without notice. Includes Dollars for College Savings Account offered at RC 526 and RC 873 through May 31, 2016.

Offer: Interest compounded daily/credited monthly on daily balances of $0.01 to $49,999.99.

Requirements

Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account; automatic transfer of rewards. To earn qualification APY: use Texasgulf FCU Debit Card at least 12 times per month, sign up for eStatements, and sign up and log into Online Banking at least once per month. If qualifications not met, pays base dividend rate.

Offer: Applies to all balances if Kasasa qualifications are not met.

Requirements

Product: Par value of one share ($5.00) required for membership. Two withdrawals allowed per month; excessive withdrawals incur a $3.00 fee per withdrawal.

Offer: Dividends compounded monthly and credited monthly; calculated using average daily balance method.

Requirements

Product: Deposit as little as $5 to open. Pays quarterly dividends based upon minimum balance requirements. Membership share account provides voting privileges and eligibility to serve on TCCU committees.

Offer: Quarterly declared dividends on balances under $100.

Requirements

Product: Minimum balance to avoid a fee is $1,000.

Offer: Minimum balance to avoid a fee is $1,000.

Requirements

Product: Membership Required.

Offer: Dividends compounded and credited monthly. Daily balance computation method. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.

Requirements

Product: Flexible special purpose savings option to customize alongside Primary Share account.

Offer: Dividends calculated daily, paid monthly. Service fees: none. Minimum balance: none. Minimum earning balance $100.00.

Requirements

Product: Personal or Business. $15 monthly service charge waived by keeping a collected balance of $1,500 in the account each day throughout the statement cycle. Minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate. Daily Balance is the amount of principal in the account each day.

Offer: Balances less than $1,500. Waive the $15 monthly service charge by keeping a collected balance of $1,500 each day throughout the statement cycle.

Requirements

Product: Up to 3 complimentary withdrawals per month; $2 per withdrawal fee over 3 per month. $3 monthly service charge waived with a daily balance of $200 or more. Minimum opening deposit is $100 ($25 for minors).

Offer: Minimum opening deposit is $100 ($25 for minors). $3 monthly service charge avoided with daily balance of $200 or more. Up to 3 complimentary withdrawals per month ($2 per transaction thereafter).