Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 451–465 results in Pennsylvania
- 0.12%APY$12 a year on $10,000
Requirements
Product: Restricted savings account. 1 free withdrawal per quarter; $10 per withdrawal thereafter. Interest earnings paid quarterly.
Offer: Avoid the $7 monthly fee by maintaining a $100 minimum balance. Earns interest on balances of $1 or more.
0.12% interest rate · $7 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Honeywell Philadelphia Division FCUShare SavingsSavings · 0.06%–0.18% by balance
Credit union · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: Primary savings account. Interest is computed daily from day of deposit to day of withdrawal; dividends are computed daily and compounded/posted monthly. A minimum balance of $50.00 is required to receive credit union services. Insured up to $250,000 by NCUA.
0.06% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $999 0.06% $1,000 – $19,999Your amount 0.12% $20,000 and up 0.18% Rate checked
More details - AmeriServ BankMoney Market AccountMoney Market Account · $5,000 min · 0.10%–0.25% by balance
Bank · 16 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5,000 minimum opening balance. Tiered interest compounded and paid monthly. Service charges may apply if account balance falls below $10,000 and the customer does not have an active AmeriServ checking account. Money Market checks are offered free. No ATM or debit card.
Offer: Fees may apply if minimum balance requirements are not met and may reduce earnings.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - Inspire Federal Credit UnionPremium Purple SavingsSavings · $5,000 min · 0.10%–1.50% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires a minimum deposit of $5,000 in new money to open. $15 maintenance fee if average daily balance falls below $5,000. NCUA insured.
Offer: Requires minimum deposit of $5,000 in new money to open. $15 maintenance fee if average daily balance falls below $5,000. Once a particular balance range is met, the dividend rate and APY for that range will apply to the full balance of your account.
$15 monthly fee · Effective Oct 23, 2026
Rate by balance
Rate by balance for Premium Purple Savings Balance APY $5,000 – $50,000Your amount 0.10% $50,000 – $200,000 1.25% $200,000 and up 1.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid on all share savings accounts – not draft accounts.
Offer: for all shares above $25.00
Effective Feb 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 minimum deposit needed to open savings account. A service charge of $5.00 will be charged if the average monthly minimum balance falls below $100.00. Limited to 6 transfers per 4-week or similar period.
Effective Sep 18, 2026
Rate checked
More details - Penn Community BankUltra Money MarketUltra Money Market · $1,000 min · 0.10%–0.15% by balance
Bank · 22 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1000 minimum daily balance to earn interest and avoid monthly service fee. $12 monthly service fee if minimum balance is not met.
Offer: Credited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee.
0.10% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Ultra Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.10% $25,000 and up 0.15% Rate checked
More details - The First National Bank & Trust Company of NewtownStatement SavingsSavings · $100 min
Bank · 13 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable Rate Account: interest rate and annual percentage yield may change at any time. Interest calculated on daily balance method. Minimum balances must be maintained to avoid maintenance fees. Minimum deposit of $1.00 required to open. Interest is posted monthly. Fees could reduce earnings. Maintenance fee of $3 per month on balances under $100 based on lowest balance during each 30-day period following account opening. Optional ATM card is $1.00 per month per card.
Offer: Minimum Balance to Obtain Annual Percentage Yield is $100. Balances below this amount will not receive interest. $3 per month maintenance fee on balances under $100. Optional ATM card $1.00 per month per card.
0.10% interest rate · $3 monthly fee · Effective Oct 23, 2026
Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 98 branches
0.10%APY$10 a year on $10,000Requirements
Product: In branch only rates; online account opening rates may differ.
0.10% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Hometown Savings Balance APY Up to $1,500 0.10% $1,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.12% $50,000 and up 0.12% Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 98 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: In branch only rates; online account opening rates may differ. Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account; otherwise non-relationship rates apply.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee (consumer and business MMDA).
Offer: Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee.
$10 monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly paper or electronic statements. Can be used for overdraft protection. $2.00 monthly maintenance service charge if the average daily balance falls below $50.00.
Offer: Must maintain a minimum balance of $100.00 each day to obtain the disclosed annual percentage yield. $2.00 maintenance service charge per month if average daily balance falls below $50.00.
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $5 deposit into a Basic Savings is required for AAC Credit Union membership. If you choose only a Savings Account relationship, a $100 minimum balance applies. Consider an AAC Checking, Loan or Visa Platinum to waive monthly fees.
$5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If account balance drops below $100.00, there's a $7.00 monthly fee. Limit of 6 withdrawals/transfers per statement cycle; $5.00 fee per excess debit.
Offer: Must maintain minimum daily balance of $100 to avoid $7.00 monthly service fee.
0.10% interest rate · $7 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
768 accounts at 314 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch