Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Pennsylvania
- Ephrata National BankCommunity Impact AccountCommunity Impact Account · $2,500 min
Bank · 16 branches
3.39%APY$339 a year on $10,000Requirements
Product: Formerly known as Community Funds Money Market (name changed on May 3, 2023). A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid the monthly maintenance fee.
3.34% interest rate · Effective Sep 29, 2025
Rate checked
More details - Sun East Federal Credit UnionGrow Money Market Account – New Money OnlyGrow Money Market Account – New Money Only · $2,500 min
Credit union · 6 branches
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Limited-time consumer money market; credit union membership required. Opening and dividend-earning deposit is $2,500 new money with no maximum. New money means funds from another institution and not on deposit at Sun East within the prior 6 months. $10 monthly service/maintenance fee if the daily or average daily balance falls below $2,500 in a statement cycle.
Offer: New money only; limited-time offer. Dividend rate 3.15% and APY 3.30% for $2,500 to no max. Fee waived if minimum daily/average daily balance of $2,500 is maintained; otherwise $10 monthly fee. Failure to maintain minimum deposit could reduce earnings. Membership required.
Promotional rate · 3.15% interest rate · $10 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Finanta Credit UnionMoney MarketMoney Market · $250 min · 3.04%–4.21% by balance
Credit union · 1 branch
3.30%APY$330 a year on $10,000Requirements
Product: Must be a Finanta Credit Union member. Dividends credited monthly.
Offer: No interest if balance goes below minimum
3.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $250 – $10,000 3.04% $10,000 – $25,000Your amountBumps down to lower rates if below balance minimum 3.30% $25,000 – $50,000Bumps down to lower rates if below balance minimum 3.82% $50,000 – $100,000Bumps down to lower rates if below balance minimum 4.07% $100,000 – $250,000Bumps down to lower rates if below balance minimum 4.21% $250,000 – $500,000Bumps down to lower rates if below balance minimum 4.21% $500,000 and upBumps down to lower rates if below balance minimum 4.21% Rate checked
More details - 3.30%APY$330 a year on $10,000with conditions
Requirements
Product: Available when opening a new JBT CD with a term of 6 months or longer and minimum opening deposit of $1,000. Opening balance of CD must be greater than or equal to opening balance of Companion Deposit account. Must be funded with money not currently on deposit at JBT within 10 days of opening CD. Unlimited in-branch withdrawals (withdrawals must be done in person). No early withdrawal penalty and no minimum balance required after opening. Variable rate account.
Offer: Requires opening a new JBT CD of 6 months or longer with initial opening balance >= Companion Savings opening balance. Funded with new money not currently on deposit at JBT within 10 days. Unlimited in-branch withdrawals with no early withdrawal penalty. Variable rate.
Qualified rate · Effective Sep 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 47 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Offer: With active iSAVE Free Checking
Qualified rate · 3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - American Heritage Credit UnionHigh-Yield Savings AccountSavings · $10,000 min
Credit union · 28 branches
3.20%APY$320 a year on $10,000Requirements
Product: Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal ($25 fee for each additional withdrawal per statement cycle). Maximum deposit amount is $1,000,000.
Offer: $10 monthly fee waived with daily balance of $10,000 or more; first 3 transfers/withdrawals per month free, $25 for each subsequent.
3.15% interest rate · Balance cap $1,000,000 · $10 monthly fee · Effective Sep 18, 2026
Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.20%–3.20% by balance
Credit union · 25 branches
3.20%APY$320 a year on $10,000Requirements
Product: Deposits federally insured by NCUA up to $250,000 per member. Three free withdrawals or transfers per calendar quarter, then $25 fee each. Rate boosts available when paired with Ultimate Growth Checking tiers. Inactivity fee of $5/month applies after 1 year of inactivity unless combined deposit balance is $500+ or primary owner is under 13.
Offer: Base rate. Variable rate. Minimum balance to earn APY is $5,000. 3 free withdrawals/transfers per calendar quarter, then $25 each.
1.20% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.20% $10,000 and upYour amount 3.20% Rate checked
More details - Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · 4 branches
3.20%APY$320 a year on $10,000Requirements
Product: Must be a member of SRFFCU. Rates and APYs are variable and may change after account opening. Dividends compounded daily and credited monthly.
Offer: A minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable.
3.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per person.
Offer: Applies to all balances when linked Kasasa Cash or Kasasa Cash Back checking qualifications are met (at least 12 debit card purchases of at least $5 each, at least 1 direct deposit or ACH transaction, and enrollment in e-statements per Monthly Qualification Cycle).
Qualified rate · 3.15% interest rate · No monthly fee · Effective Jan 30, 2026
Rate checked
More details - Freedom Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.25%–3.19% by balance
Credit union · 4 branches
3.19%APY$319 a year on $10,000Requirements
Product: Requires membership with Freedom Credit Union (open regular savings with $5 minimum balance; eligible if living, working, worshiping, volunteering, or attending school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties). Tier 2 rate is variable and subject to daily adjustments.
Offer: Tier 1 rate. Dividends are paid monthly on average daily balance based on current tier level rate.
0.25% interest rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amountTier 2 rate. Variable rate subject to daily adjustments. Dividends paid monthly on average daily balance based on current tier level rate. 3.19% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 47 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Central Keystone FCUMoney Market Account (Golden Shares)Money Market Account (Golden Shares) · $10,000 min
Credit union · 1 branch
3.05%APY$305 a year on $10,000Effective Jul 1, 2026
Rate checked
More details - Wyoming Valley Educational Employees Federal Credit UnionRegular SharesSavings · 0.00%–3.55% by balance
Credit union · 3 branches
3.03%APY$303 a year on $10,000intro rateRequirements
Product: Savings rates are computed based on the average monthly balance. An account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter. Rates paid for the quarter ended 3/31/2026; rates are not guaranteed for the next quarter.
Promotional rate · 0.00% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $500 0.00% $500 – $10,000 2.52% $10,000 – $50,000Your amount 3.03% $50,000 and up 3.55% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Opening deposits must be New to First Bank funds; transfers or withdrawals from an existing First Bank account redeposited into the new account do not qualify. First Bank reserves the right to limit the number of accounts opened. During any statement cycle, you may not make more than 6 withdrawals or transfers to another account or third party. No monthly maintenance fees.
Offer: New-to-bank funds required for opening deposit. Max 6 withdrawals/transfers per statement cycle.
Conditional rate · 0.00% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch