Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in New Mexico
- 1.00%APY$100 a year on $10,000
Rate checked
More details - Del Norte Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,000 min · 0.75%–1.51% by balance
Credit union · 9 branches
0.80%APY$80 a year on $10,000Requirements
Product: $2,000 minimum balance to open. Account uses average daily balance to obtain APY each monthly statement cycle. Variable rate account; rates and fees may change at any time. Money Market Checking Accounts do not qualify for Courtesy Pay and may not be used with Bill Pay. Make up to 6 withdrawals/debits per month to avoid fees, with a maximum of 3 by check or draft (service fee of $10 applies for more than 3 checks per month). May be opened online for new or existing members.
Offer: Minimum average daily balance of $2,000 to $9,999.99 each monthly statement cycle to obtain APY. Variable rate.
0.75% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $2,000 – $10,000 0.75% $10,000 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000Dividend rate is 1.25%. 1.26% $100,000 and upDividend rate is 1.50%. 1.51% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 20 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - City BankMMDA Investment PersonalMMDA Investment Personal · $1,500 min · 0.00%–1.31% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Variable rate account where interest rate and APY may change at discretion. $12.00 service charge imposed every statement cycle if balance falls below $1,500 any day of the statement cycle. $5.00 service charge per statement cycle for paper statements (avoidable by signing up for free e-statements through online banking).
Offer: A service charge of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,500 any day of the statement cycle.
0.00% interest rate · $12 monthly fee
Rate by balance
Rate by balance for MMDA Investment Personal Balance APY Up to $1,500 0.00% $1,500 – $25,000Your amount 0.80% $25,000 – $50,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.06% $50,000 – $100,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.16% $100,000 and upAvoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.31% Rate checked
More details - Los Alamos Schools Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.76%–1.52% by balance
Credit union · 1 branch
0.76%APY$76 a year on $10,000Requirements
Product: Amounts above $2,000 earn interest, with more interest being earned at Tier 2 and Tier 3, respectively. Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. Membership eligibility applies (school association or relative/family member).
Offer: Money Market Tier I (2k to 25k). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account.
0.75% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 0.76% $25,000 – $75,000Money Market Tier II (25k to 75k). 1.26% $75,000 and upMoney Market Tier III (75k or more). 1.52% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - Artesia Credit UnionMoney Market Accounts (Big Dog Investor)Money Market Accounts (Big Dog Investor) · $1,000 min
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rate is fixed (not a variable account). Dividends are paid monthly. Withdrawal restrictions apply.
Offer: Starting at 0.75% dividend rate / APY. Fixed rate account. Dividends paid monthly. Requires maintaining the minimum balance throughout the month.
0.75% interest rate
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Offer: Earns dividends on all balances.
0.70% interest rate · Effective Jun 8, 2026
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: $500 minimum daily balance to avoid $14.00 quarterly service charge. First 3 withdrawals per quarter are free; subsequent withdrawals are $2.00 each. Interest compounded and credited quarterly.
Offer: $500 minimum daily balance to avoid $14.00 quarterly service charge. First 3 withdrawals per quarter are free; subsequent withdrawals are $2.00 each. Interest compounded and credited quarterly.
0.65% interest rate · Effective Sep 1, 2026
Rate checked
More details - Centinel Bank of TaosMoney Market Deposit AccountMoney Market Deposit Account · $100 min · 0.60%–1.91% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Fees could reduce the earning on the account. Rate may change after account opening.
Offer: Monthly fee of $14.00 applies only if under minimum balance of $5,000.
0.60% interest rate · $14 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $25,000Your amount 0.60% $25,000 and up 1.00% $75,000 and up 1.16% $150,000 and up 1.26% $250,000 and up 1.76% $500,000 and up 1.86% $1,000,000 and up 1.91% Rate checked
More details - State Employees Credit UnionKasasa SaverSavings · $0 min · 0.30%–0.60% by balance
Credit union · 8 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account to make saving easy. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for highest Kasasa Saver rate; otherwise base dividend rate applies.
Offer: Balances up to $50,000 when monthly qualifications in linked Kasasa Cash or Kasasa Cash Back checking account are met.
Qualified rate · 0.60% interest rate
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.60% $50,000 and upstated APY range is 0.60% to 0.40% with interest rate 0.30%. 0.30%* Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - Santa Fe Federal Credit UnionRegular SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Santa Fe Federal Credit UnionSpecial SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches