Credit union · NCUA insured
Los Alamos Schools Credit Union Savings Rates
Los Alamos Schools Credit Union’s best savings rate is 0.76% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Los Alamos Schools Credit Union’s savings rates compare
Compared with banks and credit unions near Los Alamos, NM, where Los Alamos Schools Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Los Alamos Schools Credit Union
0.76%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $76
Money Market Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
Los Alamos Schools Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.76%
- $100,000 balance$100,0001.52%
- QualifiedQualified0.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Los Alamos Schools Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.76%APY
Amounts above $2,000 earn interest, with more interest being earned at Tier 2 and Tier 3, respectively. Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. Membership eligibility applies (school association or relative/family member).
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,000 – $25,000Money Market Tier I (2k to 25k). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. · $2,000 to open | 0.76% | $2,000 | $76 | Money Market Tier I (2k to 25k). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. |
| $25,000 – $75,000Money Market Tier II (25k to 75k). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. · $25,000 to open | 1.26% | $25,000 | — | Money Market Tier II (25k to 75k). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. |
| $75,000 and upMoney Market Tier III (75k or more). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. · $75,000 to open | 1.52% | $75,000 | — | Money Market Tier III (75k or more). Once a particular balance range is met, the Dividend Rates & APY for that balance range will apply to the full balance of your account. |
Sources (3)
All captured Oct 3, 2026
Primary Shares-Savings
0.10%APY
Open to current and retired Los Alamos Public Schools employees and their families; requires a valid government photo ID, school association verification, and a minimum of $25.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (3)
All captured Oct 3, 2026
Who can join Los Alamos Schools Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all home school educators and students in Los Alamos County.
- Membership is open to all Los Alamos School System employees, students, alumni, and retirees.
- Membership is open to all employees and students of Montessori and Charter School Systems in Los Alamos County.
- Membership is open to school affiliated organizations, including all their employees and membership.
- Membership is open to all employees and students of UNM-Los Alamos.
Family and household
- Membership is open to immediate family of members, defined as spouse, child, grandchild, parent, brother, sister, aunt, uncle, step-relatives of these types, and spouses of any of the above.
1 more way to join
Other ways
- Individuals can become eligible for membership by making a one-time $100 donation to the Los Alamos Public Schools Foundation.
Membership information collected October 4, 2026.