Credit union · NCUA insured
Artesia Credit Union Savings Rates
Artesia Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Accounts (Big Dog Investor). Rates checked October 22, 2026.
How Artesia Credit Union’s savings rates compare
Compared with banks and credit unions near Carlsbad, NM, where Artesia Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Artesia Credit Union
0.75%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $75
Money Market Accounts (Big Dog Investor)
Top rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
3rd-highest rate
U-1st Community Federal Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Artesia Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Artesia Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts (Big Dog Investor)
0.75%APY
Rate is fixed (not a variable account). Dividends are paid monthly. Withdrawal restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceStarting at 0.75% dividend rate / APY. Fixed rate account. Dividends paid monthly. Requires maintaining the minimum balance throughout the month.Any balance | 0.75% | $75 | Starting at 0.75% dividend rate / APY. Fixed rate account. Dividends paid monthly. Requires maintaining the minimum balance throughout the month. |
Sources (2)
All captured Sep 16, 2026
Regular Shares
0.50%APY
Must live, work, or worship in the state of New Mexico. Requires a $1 one-time membership fee and a $25 minimum balance at all times. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000$25 minimum balance required at all times. Fees could reduce earnings. | 0.20% | — | $25 minimum balance required at all times. Fees could reduce earnings. |
| $5,000 – $10,000$25 minimum balance required at all times. Fees could reduce earnings. | 0.40% | — | $25 minimum balance required at all times. Fees could reduce earnings. |
| $10,000 – $35,000$25 minimum balance required at all times. Fees could reduce earnings. | 0.50% | $50 | $25 minimum balance required at all times. Fees could reduce earnings. |
| $35,000 – $50,000$25 minimum balance required at all times. Fees could reduce earnings. | 0.60% | — | $25 minimum balance required at all times. Fees could reduce earnings. |
| $50,000 – $100,000$25 minimum balance required at all times. Fees could reduce earnings. | 0.75% | — | $25 minimum balance required at all times. Fees could reduce earnings. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA Shares
1.26%APY
Fixed rate account (not a variable rate account). Traditional, Roth, and Educational IRA options available. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Fixed rate account. Fees could reduce earnings. | 1.00% | — | Fixed rate account. Fees could reduce earnings. |
| $10,000 – $25,000Fixed rate account. Fees could reduce earnings. | 1.26% | $126 | Fixed rate account. Fees could reduce earnings. |
| $25,000 – $50,000Fixed rate account. Fees could reduce earnings. | 1.51% | — | Fixed rate account. Fees could reduce earnings. |
| $50,000 and upFixed rate account. Fees could reduce earnings. | 1.76% | — | Fixed rate account. Fees could reduce earnings. |
| $100,000 and upFixed rate account. Fees could reduce earnings. | 2.02% | — | Fixed rate account. Fees could reduce earnings. |
Who can join Artesia Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of New Mexico are eligible for membership.
Employers and groups
- Residents of New Mexico who are executive officers, board members, committee members, and employees of credit unions, or executive officers, directors, and employees of qualifying employers without a separate credit union, are eligible for membership.
- Employees and retirees of specified employer and corporate groups in the area, as well as employees of this credit union, are eligible for membership.
Military, government and schools
- Employees of the Artesia Public Schools, members of the Board of Education of the Artesia Public Schools, members of the Artesia Association of Educational Retirees, and any retired school employee residing in Eddy County are eligible for membership.
- Employees of the City of Artesia and employees of the Eddy County Sheriff's Department are eligible for membership.
Family and household
- Members of the immediate families of members qualified under Subsection A or B are eligible for membership.
3 more ways to join
Family and household
- Members of the immediate families of qualifying eligible persons are eligible for membership.
Other ways
- Residents of New Mexico in the field of membership of liquidated credit unions entering voluntary or involuntary liquidation proceedings are eligible for membership.
- Organizations of eligible persons are eligible for membership.
Membership information collected October 4, 2026.